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201304339 MAY. 29. 2013 3:02PM WELLS FARGO HM MTG Na 8159 P. 32 designated a substitute notice address by notice to Lender. Borrower shall promptly notify Lender of Borrower's change of address. If Lender specifies a procedure for reporting Borrower's change of address, then Borrower shall only report a change of address trough that specified procedure. There tatty be only one designated notice address under this Security Instrument at any one time. Any notice to Lender Shall be given by delivering it or by waling it by first class mail to Lender's address stated herein unless Lender has designated another address by notice to Borrower. Any notice in connection with this Security Instrument shall not be deemed to have been given to Lender until actually received by Lender. If any notice required by this Security Instrument Is also required under Applicable,L*ly, the Applicable Law requh rent will satisfy rice corresponding requirement under this Security Instrument. 10. Governing Law; Severebhlity; Rules of Construction. This Security Instrument shall be govern, by federal law and the law of the jurisdiction in which the Property is located. All rights and obligations contained in this Security instrument arc subject to any rcgnin mcnts and limitations of Applicable Law. Applicable Law might explicitly or implicitly allow the pardes to agree by contract or it might be cheat, bur: such silence shall not be caestreed as a prohibition against agreement by contract. In the event that any provision or clause of this Security Instrument or the Note conflicts with Applicable Law, such conflict shall nor affect our provisions of this Scc city Iumin t or the Note which can be given effect without the conflicting provision. As used in this Security Inatrun etit: (a) words of the masculine gender shall mean and include corresponding neuter 'words or words of the feminine gender; (b) words in the singular shall rocan and include the plural and vice versa; and (c) the wont "may" gives sole discretion without any obligation to take any action. 17. Borrower's Copy. Borrower shall be given one copy of the Note ana of tbis Security instrument. 18. Tranofer of the Property or a Beneficial Interest in Borrower. As used in this Section 18, "Interest in the Property" moans any legal or beneficial intcresr in the Property, including. but not limited to, those beneficial interests transferred in a bond for deed. contract for deed. installment sales context or escrow agreement, the intent of which is the transfer of title by Borrower at a future date to a purchaser. If an or any part of the property or any Interest in the Property ie Sold or transferred (or if Borrower is not a natural person and a beneficial interest in Borrower is sold or transferred) without Lender's prior written consent, Lender may require immediate payment in full of all Gums seamed by this Security Instrument. However, this option shall not be exercised by Lender if such exercise is prohibited by Applicable Law. If Lender exercises this option, Leader shall give. Borrower notice of acceleration. The notice shall provide a period of nut less than 30 days from the date the notice is given in accordance with Section 15 within which Borrower crust pay all sums secured by this Security Instrument. If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted by this security Instrument without further notice or demand on Borrower. 19. Borrower's Right to Reinstate After ACCeteeertien, If Borrower moots actin conditions, Bement shall have die xieht to have cnfoiucmcnt of this Security Instrument disc ontinuod at any time prior to the earliest of: (al five days before sale of the Property pursuant to any power of sale contained in this Security Instrument; (b) such other period as Applicable Law might specify for the termination of Borrower's right to reinstate; or (C) entry of a judgment enforcing, this Security Instrument. Those conditions are that Borrower: (a) pays Lender all sums which than would be due under this Security Instrument and the Note as if no acceleration had occurred; (b) cures any default of any other covenants or agreements; (c) pays all expenses incurred in enforcing this Security Iastxutrteiit, including, but not limited to reasonable attorneys' fees, property inspection and valuation fires, and other fees ;incurred for the purpose of pmtecuing Lender a =Mat p ," SKn•56g1. Family-Ammo M>o)CeaddloMap IMPOIOM lurflOVMENT WOIM.o 0/. 0 Ph1o11obi Oro** 809 1/01 2 g14/00 rose rz Of VT' 05/29/2013 4:01PM (GMT- 05:00)