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such sale may be adjourned from time to time without other notice than oral proclamation at the time and place appointed for such sale; and at such sale Lender and its agents may bid and purchase as a stranger. Trustee, at Trustee's option, may conduct such sale without being personally present, through Trustee's delegate authorized by Trustee for such purpose orally or in writing, and Trustee's execution of a conveyance of the property or any part thereof to any purchaser at foreclosure sale shall be conclusive evidence that the sale was conducted by Trustee personally or through Trustee's delegate duly authorized in accordance herewith. 24. The proceeds of foreclosure sale shall be applied in the following order to the payment of: (a) costs and expenses incident to enforcing or complying with the provisions hereof, (b) any prior liens required by law or a competent court to be so paid, (c) the debt evidenced by the note and all indebtedness to Lender secured hereby, (d) inferior liens of record required by law or a competent court to be so paid, (e) at Lender's option, any other indebtedness of Borrower owing to or insured by Lender, and (f) any balance to Borrower. In case Lender is the successful bidder at foreclosure or other sale of all or any part of the property, Lender may pay its share of the purchase price by crediting such amount on any debts of Borrower owing to or insured by Lender, in the order prescribed above. 25. Borrower agrees that Lender will not be bound by any present or future state laws, (a) providing for valuation appraisal, homestead or exemption of the property, (b) prohibiting maintenance of any action for a deficiency, judgment or limiting the amount thereof or the time within which such action must be brought, (c) prescribing any other statute of limitations, (d) allowing any right of redemption or possession following any foreclosure sale, or (e) limiting the conditions which Lender may by regulation impose, including the interest rate it may charge, as a condition of approving a transfer, of the property to a new Borrower. Borrower expressly waives the benefit of any, such State laws. 26. Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded together with this Security Instrument, the covenants and agreements of each rider shall be incorporated into and shall amend and supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part of this Security Instrument. [Check applicable box] ❑ Condominium Rider ❑ Planned United Development Rider BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in pages 1 through 6 of this Security Instrument • d m any, rider executed by Borrower and recorded with this Security Instrument. Shane D. Campbell STATE OF NEBRASKA COUNTY OF Hall On the 31 day of May, 2013 , before me, a Notary Public in and for said County, personally appeared Shane D. Campbell a Shane Campbell, a single to kno to be the identical person(s) named in, and who executed the foregoing instrument and acknowledged to me that his voluntary act and deed. IN TESTIMONY WHEREOF, I have hereunto set my hand and affixed my official (SEAL) My commission expires the ss SIM NOTM11• St* dNO JANIE K. BOEHLE *O W Mar* 47, 2011 ACKNOWLEDGMENT 201304311 ❑ Other(s) [specify] Borrower Borrower Borrower Borrower he executed the same as ay and year last a Notary Public 6