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Record and return to: <br />Grand Island Abstract, Escrow & Title Co. <br />704 West 3rd Street <br />Grand Island, NE 68801 <br />Executed: <br />by Richard K. Rabe <br />Vice President and Trust Officer <br />3D ,2013 <br />GENERAL. NOTARY - State of Nebraska <br />MARNIE SCHAGER SUNDERMEIER <br />My Comm. Exp. Sept. 8, 2015 <br />My Commission Expires: pk ' JO <br />2 <br />rt <br />trin <br />FIVE POINTS BANK, CONSERVATOR OF <br />RICHA' ' . KOSMICKI, A PROTECTED PERSON <br />JOINT TENANCY WARRANTY DEED <br />RICHARD Z. KOSMICKI, A PROTECTED PERSON AND A SINGLE PERSON, GRANTOR, <br />in consideration of One Dollar ($1.00) and Other Valuable Consideration received from <br />GRANTEES, MARTY HOWE AND MIROSLAVA HOWE, HUSBAND AND <br />WIFE convey to GRANTEES, as joint tenants and not as tenants in common, the following <br />described real estate (as defined in Neb. Rev. Stat. 76 -201): <br />Lot Five (5), Block One (1), Continental Gardens, an Addition to the City of Grand <br />Island, Hall County, Nebraska <br />GRANTORS covenant (jointly and severally, if more than one) with GRANTEES that <br />GRANTORS: <br />(1) are lawfully seized of such real estate and that it is free from encumbrances except <br />easements, reservations, covenants and restrictions of record; <br />(2) have legal power and lawful authority to convey the same; <br />(3) warrant and will defend title to the real estate against the lawful claims of all <br />persons. <br />STATE OF NEBRASKA <br />COUNTY OF HALL <br />The foregoing instrument was acknowledged before me on ! 30 , 2013 <br />by Richard K. Rabe, Vice President and Trust Officer as conservator of Richard Z. Kosmicki, <br />a protected person and a single person <br />{b+ • 4116 <br />Notary 'mac 1 <br />