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See attached <br />STATE OF NEBRASKA <br />My Commission expiress'. <br />Centris Federal Credit Union <br />343 N. 114th Street <br />Omaha, NE 68154 <br />Prepared By: Jim Wehling <br />y <br />ElizabethA :i ey <br />s Lending M. ager <br />entris Federal Credit Union <br />SS <br />otary Public <br />v= ' <br />cn <br />Space Above Line For Recording Data <br />SUBORDINATION AGREEMENT <br />This Agreement made this 13 day of May, 2013, between Centris Federal Credit <br />Union, its successors and/or assigns, ( "Lender ") and Centris Federal Credit Union, <br />( "Credit Union "). <br />WHEREAS, Centris Federal Credit Union is the beneficiary under a Deed of <br />Trust/Mortgage dated December 22, 2012 and recorded December 31, 2012 at Instrument <br /># 2012 -11216 in Mortgage Records of Hall County, Nebraska to secure a loan in the <br />original principal amount of ($15,000.00) to Leslie E Ruge and Roma D Ruge, a husband <br />and wife, ("Borrower(s)") and covering the following described real estate: <br />WHEREAS, Lender proposes to make a loan to Borrowers not to exceed the <br />principal amount of $57,000.00, dated December 20, 2012 and recorded January 3, 2013 <br />in Instrument # 2013 -00063 in the records of Hall County to be secured by a first <br />mortgage or trust deed upon real estate covered by the Deed of Trust/Mortgage of Credit <br />Union and described as above, and, <br />WHEREAS, Lender has requested Credit Union and Credit Union has agreed to <br />subordinate the lien of its trust deed to the mortgage of trust deed to be taken by Lender, <br />NOW, THEREFORE, in consideration of the premises the parties agree as follows: <br />Credit Union hereby expressly subordinates the lien of the above described trust <br />deed to the lien of any mortgage or deed taken by Lender from Borrowers and declares <br />the lien of the trust deed to be junior and inferior to the lien of Lender upon the lands <br />described therein; provided, however, that the subordination of the Mortgage of Credit <br />Union shall not apply or be effective as to any amounts, exclusive of interest, in excess of <br />$57,000.00 secured by the mortgage or trust deed of Lender. <br />Centris Federal Credit Union <br />COUNTY OF DOUGLAS <br />On this 13 day of May, 2013, before me, the undersigned, a Notary Public duly commissioned and <br />qualified for said County personally came Elizabeth A Birkey, Lending Manager, to me known to be the <br />identical person whose name is subscribed to the foregoing instrument and acknowledge the execution <br />thereof to be his voluntary act and deed as such T <br />GENERAL NOTARY - State of Nebraska <br />JAMES D. WEHUNG <br />My Comm. Exp. Aug. 18, 2013 <br />—4 <br />Q <br />V <br />