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GENERAL DURABLE POWER OF ATTORNEY <br />THE POWERS YOU GRANT BELOW ARE Er ECTIVE <br />EVEN IF YOU BECOME DISABLED OR INCOMPETENT <br />CAUTION: THIS IS AN IMPORTANT DOCUMENT. IT GIVES THE PERSON WHOM <br />YOU DESIGNATE (YOUR "AGENT ") BROAD POWERS TO HANDLE YOUR <br />PROPERTY DURING YOUR LIFETIME, WHICH MAY INCLUDE POWERS TO <br />MORTGAGE, SELL, OR OTHERWISE DISPOSE OF ANY REAL OR PERSONAL <br />PROPERTY WITHOUT ADVANCE NOTICE TO YOU OR APPROVAL BY YOU. <br />THESE POWERS WILL EXIST EVEN IF YOU BECOME DISABLED OR <br />INCOMPETENT. THIS DOCUMENT DOES NOT AUTHORIZE ANYONE TO MAKE <br />MEDICAL OR OTHER HEALTH CARE DECISIONS FOR YOU. YOU MAY <br />EXECUTE A SEPARATE DOCUMENT FOR THAT PURPOSE. IF '!'HERE IS <br />ANYTHING ABOUT THIS FORM THAT YOU DO NOT UNDERSTAND, YOU <br />SHOULD ASK A LAWYER TO EXPLAIN IT TO YOU. <br />KNOWN BY ALL PERSONS PRESENT, THAT: <br />I, Benjamin Roderick Davis, "Principal ", execute this Durable Power of Attorney and do hereby <br />make, constitute and appoint: Lonnie Dale Davis, "Agent" or "Attorney -in- Fact ", as my <br />attorney -in -fact TO ACT IN MY NAME, PLACE AND STEAD in any way which I myself <br />could do as if I were personally present and to the extent that I am permitted by law to act <br />through an agent, pursuant to the following provisions: <br />1. EFFECTIVENESS OF POWER OF ATTORNEY: This instrument is to be construed and <br />interpreted as a general durable power of attorney effective immediately. This power of <br />attorney shall not be affected by disability, incompetency, or incapacity of the Principal. <br />2. GRANT OF POWERS: I grant to my Agent full power and authorization to do everything <br />necessary in exercising any of the powers herein granted by this power of attorney as fully as <br />I might or could do if personally present. My agent shall have full power of substitution or <br />revocation. I hereby ratify and confirm all that my Agent lawfully does or causes to be done <br />by virtue of this power of attorney and the powers herein granted. My Agent shall have the <br />power to exercise or perform any act, power, duty, right or obligation whatsoever or prop , that <br />erty real <br />have or may hereinafter acquire, relating to any person, me, including, <br />or personal, tangible or intangible, now owned or hereafter acquired by g, <br />without limitation, the following specifically enumerated powers: <br />(a) Powers of Collection and Payment: <br />- 1 - <br />201 <br />