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201304136 <br /> BY SIGNING BFLOW. Borrower accepts and agrees to the terms and covenants contained in this Security <br /> Instrument and in any Rider executed by Borrower and recorded with it. <br /> (Seal) <br /> Albert Ziola -Borrower <br /> (Seal) <br /> Bernice Zio a -Borrower <br /> (Seal) <br /> -Borrower <br /> (Seal) <br /> -Bore ow er <br /> Refer to the attached Signature Addendum for additional parties and signatures. <br /> NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFOFM INSTRUM ENT 302 <br /> V M P Si� Farm 3028 8 1 1/01 01 <br /> 1 <br /> Wolters Kluwer Financial Services VMP (1105) <br /> Page E)16 of 17 <br />