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Acknowled ent <br />State of NW r is I4 <br />County of `j <br />This instrument was acknowledged before me onMAY 16, 2013 <br />JAMES W CRAMER COLLEEN L CRAMER <br />ublic <br />My commission expires: x' 2&/ Z015 <br />NEBRASKA - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP <br />Wolters Kluwer Financial Services <br />by <br />GENERAL NOTARY - State of Nebraska <br />ANDREW D. ROMATZKE <br />*Comm. Exp. April 26, 2015 <br />201304110 <br />Form 3028 1/01 <br />VMP6(NE) (11061.00 <br />Pape 17 of 17 <br />