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<br /> puymcnts muy nu Inn�cr bc rcquircd, ut thc npd��n uf l.cndcr, if mortgwgc bisurnncc a�vcrugc(in thc amaunt und for thc perlcxl
<br /> thut l.�ndcr requires) providccl by un insurcr approvod by l.endcr uguin bccomcs ;�vuilabic nnd is obtaincd. Barrawcr shall pay
<br /> the premiums rcyuircd to mnint:�in martguge inwrunce in effect,or tu prmide u loss reserve,until the requirement for martgage
<br /> insurunce endti in ure�rdunce with any written agrcement between Borrower and Lender or upplicnble law.
<br /> 9. Inspectian. Lender or its agcnt muy makc rcasanuble entrics upon and inspections of thc Praperty. I..cnder xhull give
<br /> Bormwer noticc at ihe time of or prior ta an inspection specifying reasonable cause for the inspection.
<br /> 10. Candefnnation. The praceed�s of any awurd or claim for damnges.direct or cansequentiul, in connectian with any
<br /> candemnution or dher taking af any part of the Propr.rty,ar for conveyance in lieu of condemnation, arc hercby assigned und
<br /> shall be puid to L..ender.
<br /> In the event of a total taktng of ttie Property.the praceeds shull be uppl ied to the sums secured by this Security Instrument.
<br /> whethcr ar not thcn duc, with a�►y exccss paid to Battowcr. Yn the cvent of n partial taking of the Property in which the fair
<br /> market vnlue of thc Property immedintely befare the tuking is cquul to or greater thnn thc amount of the sums secured by this
<br /> Security lnstrument immedtately befare the takin�,unless Banower and Lender otlierwise agree in writing.the sums secured by
<br /> this Security Instrument shall be reduceci by the amount of the proceeds multiplied by the faliowing fraction: (a) the total
<br /> amount of ihc sums secured immediutely before the taking, divided by (b) the fair market value of thc Property immedfately
<br /> tscfarc thc t��tking.Any bafance shall be paid to Borrower. In the event of a partIal taking of the Property in whtch the fair
<br /> murket value of the Property inunr,diately before the taking is less thun thc amount of the sums secured immediately before the
<br /> taking, unless Borrower and Lender otherwise agree in writing or unless upplicable Isw otherwise provides, the proceeds shall
<br /> be applied to the sams secured by this Security Instrument whethcr or not the sums nre then due.
<br /> If the Propeny is nbandoned by Borrower,or if.after notice by Lender to Borrow�r that the condemnor offers to make an
<br /> award or settle a claim for damages, Borrower fails to respond to I.ender within 30 days after the date the notice is gtven.
<br /> I.ender is authorized to collect and apply the proceeds,at its option.either to ratoration or repair of the Property or to the sums
<br /> secured by this Security Instrument,whether or not then due.
<br /> Unless I.ender and Bonower othenvise agree in writing, any application of ptoceeds to principal shaq not extend or
<br /> postpone the due date of the monthly payments refened ta in paragraphs I and 2 or change the amount of such payments.
<br /> 11.Borrowa Not Released;Forbearance By Lender Not a Waiver. Extension of the time for payment or modificution
<br /> of ssssostl�Li�n Qf!!ts sums�e!'!�red by lhic Crr��rity Tnctrnment e�anted by I.ender to any successor in Interest of Borrower shall
<br /> not operate ta release the liabjliry of the or�ginnl Borrower or Borrower's successors in interest. Lender shall not be requfred to
<br /> commence proceedings against any successor in interest or refuse to extend time for payment or otherw[se modify amonization
<br /> of the sums secure�i by this Sccudty Instrument by reason of any demand made by the original Borrower or Borrower's
<br /> successors in interest.Any forbearance by Lender in exercisins any right or remedy shall not be a waive�of or preclude the
<br /> exercise of any right or remedy.
<br /> 12. Suaessors and Assigns Bound; Joint and Several Liability; Co-signers. The covenanu and agreements of this
<br /> Security Instrument shall bind and bene6t the successors and assigns of Lender and Borrower, subject to the provisions of
<br /> parasraph 17. Barrower's covenants and agreements shull be joint and several. Any Bonowcr who co-signs this Securlty
<br /> Instrument but das not execute the Note: (a) is co-si�c�ing this Securtry Instrument only to mortgage, grant and convey that
<br /> Borcower's interat in the Property under the terms of this Security Inshument; (b) is not personully obligated to pay the sums
<br /> secured by this Socuriry Instrument;and(c)agrees that Lender and any other Borrower may agree to extend,modify, forbear or
<br /> make any accommodations wlth regard to the terms of this Security Instrument or the Note without that Borrower's wnsent.
<br /> 13.LoAn Clutrges.If the loan secured by this Securiry Instrument is subject to a law which sets maximum loan charges. �
<br /> and that law fs finally interpreted so that the interest or other loan charges collected or to be wllected in connectlon with the
<br /> loan exceed the p�rtnitted limits,then: (a)any such lonn charge shall be reciucecl by the amount necessary to reduce the charge
<br /> to the permitted limit;and(b)any sums already collected from Borrower which exceeded permttted limits will be refunded to
<br /> Borrower. I.ender mny choose to make this refund by reducing the principal owed under the Note or by makIng a direct
<br /> payment to Borrower. If a refund reduces principal, the reduction will be treated as a partial prepayment without any
<br /> prepayment charge under the Note.
<br /> 14.Nottccs.Any notice to Borrower provided for in this Security Instrument shall be given by delivering it or by mailtng
<br /> it by first class mail unless applicable law rrquires use of nnother method. The notice shall be directed to the Propeny Address
<br /> or any other addrcss Boirower designates by notice to Lender. Any notice to Lender shall be given by first class mail to
<br /> Lender's address stated herein or any other addre.ss Lender designates by notice to Borrower. Any notice provided for in this
<br /> Security Instrurnent shull be deemed to have been�iven to Borrower or I.ender when given as provided in this paragraph.
<br /> _ 15.Governing Law; Severability. This Security Instrument shall be govemed by federal iaw nnd the law �of the
<br /> jurisdiction in which the PropeRy is located. In the event that any provision ar clause of this Security Instntment or the Note
<br /> conflicts with applicable law. such conflict shall not uffect other provisions of this Security Instrument or the Note which can be
<br /> given effect without the conflicting provision. To this end the provisions of this Security instrument und die Note are declared
<br /> ' to bc severablc.
<br /> , 16.Borrow�er's Copy.Borrower shull be given one conformed copy of the Note and of this Security Instrument.
<br /> Form 3028 9l80
<br /> Pege 4 01 6
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