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<br /> � " :' Tt�e�aads sAall be held in an instiU�iw�wh�deposits ate uuwed by a federa! agency.
<br /> 't rt (indudi�g I.ercder.if Leader is wcb an instiuuion)or in any F�e�nt Home troan Ba�tc.L�der shall agpty the Fnn to pay tbe ��
<br /> :, f<; �t. n
<br /> °�. �� -�:.;;�` � Fscrow Itears.Ieader maY nat charge Bmrower for 6otdeng and apptying thc Funds.a�uaUy aaatyzing the escrow account.ar
<br /> �;�.;'4:.-,��:���:��ti,�, v the Esccow Ite�as.u n tess i.e a der pays B o c m w e r i n t t r e s t a n t h e F n a d s a u d a p p u c a b l e l a w p e r m I t s L�d e r w make bvch
<br /> , .a..�=• �-. . � y Bormwer to a ame-time cd�aBe fnr an inde�dent ceul e�te taa reDosting�e�iae �=
<br /> � <� �a:; ' a Howeves.t.�oder ma reqn��e P�Y
<br /> � tu �� used'.b Leadec ia ooane�ion wiW ihis ioan. ontess agplirable law pmv�des aWervvise. Unless aa ageemeut is made or �_
<br /> ` �` �!$law requir�intenest ta be paid.tendcr shalt not i�e requi�ed w FaY Borrower arty iaterest or earaings on the.Funds.
<br /> ,p:�_ �_.,A...--r.; �
<br /> '� � °°c:..,�' `,�': Borrawer and L�nder may agree in 9uritmg.hm�vever.that inierest siml!be paid on the Fuaas.Lend�shali give w Sdrrower
<br /> ":-'r'.',,..� ��� .wltho�!sLarge,att a��al aocauatinS di the Funds.s�ow9ng cc�eedit�and dcbits to the Fnuds aM thc purpose for w6icb eac6
<br /> r�,5 - de6it m the Eaads was made.'!he Funds sie pledged as additio�al s,avri'ty for alt snms savre�by tLis Secur�ty Insu�t• "
<br /> if tite F�field Dy t.�s esee�d ihe amnunts pamitted w be h�d bya�pticabte law. I.ender shall account to Borrowef � �
<br /> •�:� for the excess Funds in aaosdaace wIth the of sipplicab2e law. If tue amo�mt oF the Fuads hetd by l.ender at anY � � '
<br /> �-��-'� t i m e i s n c t s u ff i c i e n t t n t h e F.s c r o w Itans��w�L e�i d e r m a y s o n u t i f y B a r r a w e r i n w r i ti n s.a a d.i a such case Boma:ver �`
<br /> a;:.,�".`a,-�, _ �Y to make the deficiencgr. B o m s wer s t t a ll m a k e u p t h e d e fi c i e�y i u u o m o�+e t h a n . _
<br /> :�' *,� :.� sba11 pay to Leuder the emnunt ue�ssa�Y aP
<br /> < ;. � � twelve montt�iypaymeuts,at Ixauder's soic discreciqn.
<br /> � rs::�:.' in fitil of all snms�seaue�iry this Secaiity Insonunetrt;Latder shail mptiy refund to Barmwer any _.
<br /> ::x-. _`;1:'--, �P�i�Y� =
<br /> ,'`_',,`���,�:�,,::,x:,, Fnads heid h�i,eader.I�uader para�aPti 2I,Lender shali aoq�re Qs seil the PropenY,Le .Priar w the acq�risition or sate _
<br /> � ','i �a� '��` of t11e Pco�serey.shaii?PPIy any Fauds itedd by Iander ai.the time of acquisition or sale as a cmdit against t6e�sec�mllsY _�.
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<br /> F�� ' *, i�; � �.ApPl�adan ..Faym�'af Unless appl�c�ble taw provides otl�rauise.aIl payments received by Lc�der under�raP�s �
<br /> �' ° ���- =�� I aad�2 sdall be appi�:fiist,to anY P�Y��es dae nuder the Note:sec�d.to amamus payabte�'Farag�h 2:
<br /> 'y,,.;��;_ � :, ihird,to lnierest dae:fauN�,W privapal du�and tast.w a�►tate c�ar��dae�mder the Note. , t:.;• ` � _.
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<br /> kr,��': A.Cl�g�si Lfeas.Bmmwet sha!!�pay all raxes,assessmeitts,cbar8es,fwes an8 imposidons attn'tns��to t�e'��
<br /> `�, s t:= Wh�CI11�8j/�iD pttOJlty OvCi d]LR SC�tt1Y I�S�+gAd IE�S4�tOld Q3�IIE�fB Oi g[OUQd iC�ts.3f 2i1�-� . ��Y' :
<br /> wh'
<br /> i�I diese obligatioas in the manner piovided'u►pazagr�h 2,ar if nat paid ia tbat manneq Bomawer shaU pay�cc?fraa� :; �,•-
<br /> to the pe�son owed p�yme�tt•Bomuwer shall promptty fumish to Lendet all antices of amonnts to be paid andea t4�i���s����.
<br /> � ��"" ' d�e�l Bortower shall m�1y famish to Leader ra:eipts evidenciag the paymeats ,,.� ��_
<br /> -��:_ -�;;:�:,; If.Barcuwer makes the�payna� Y• Iast�tent qn�S�R�'��s��� � _-
<br /> -5...;.. . ' Somnwer sltall pmacpdy cdseharSe mtY Iien wttich t�aspprtanty oves dgs Soauit�+ BR
<br /> ' `�� °� � wrirmg w the pa�maent of the o6ligation sec�uad by tUe lien m a nnanaer aocxptabte to lauder,(b)conCests in gaod fa1tD t��en� ,
<br /> �'�:`'`.:��;' `��:��• ' en€orcement o�the lien in, legalpm ce�diugs which in t6e icndez's opiu�an opat2te tb greveut tbe --.
<br /> ;_�::.:,;.-.-_. by, ordefeads'aP,ainst
<br /> _�:���P�`s� ' eafomement af the Iteu:or(c)secures fiiom the holder of the li�an ag�rne�SatisfacWry w I,ender s�ting tbe lien to
<br /> ' ,�. �' of is subje�w a Hat wlucb may attain pr�oritY over
<br /> tpts gecnnt3±I�a�pmem•If Ireader determines t&aE mry pazt ti�e�+nF�Y --
<br /> eader the liea.Bmiower s1raU satisFy the Iiea ar pfae q�e�or
<br /> ' s this Seauity Tpsaum�i,Lea+tes rnay g�ve Suaower.a noti�ideatify�ng . . . ._
<br /> � '� � � . • more of tDe acttona'set forth above wlthia 10 days of the giving of aotice. emea�ts naw exisdng or heaeafter erectecE�t��
<br /> � `_ , 5..H�ard ot pi+o�Y��Bonower s6�U keep the tmpmv
<br /> � �nsm+�d ag,aiagtloss try fire.harards iactaded within t6e teim.'extendcd cuverage'and anyr mtbes h�ds.ia�:` �`.,;;
<br /> -`�Y;��";�`�::":� � fto�tt , orafiicb l.eader ,�. te m shail ba�necf inthe amouais and for the pz�iods -
<br /> ,. �g f ;equiies iasttraace. ins�uaace sub ed to Lalder's al
<br /> .�:`�:.�s..��r�;� '. � t�at L�ader reqn�tes.7�e insntadce t�terp�viding the i�sutmtce stiait be dwsen 6y Borrawec 3. sPPiOY . .
<br /> --�.Y;,..:. .,,,
<br /> ab�d►S1�alI twt be u�easonably witlilield.�If Bomuwer fa�s m maintain cove�age dascn'be�atwve.Lender maY..itt�l+�r's
<br /> �� �o an.obmin caveragefb.pmted.�uder's righ�in the P'mpeRy�in a000rdanee with paregaph T.. �
<br /> �`~. . � All isisuiaa tu�and ..�s sbaU heacceptab2e ta Lender and sh�ll include a sta�dard tQOttgage ctaose: Leatder
<br /> '- �¢�-P-��. �� .. ��" ' If P e o�Leader all tece}pts of • _
<br /> ,� sbalt have tde n t to�..�the pb�:�and reuec�a,s. Le�Wer�+equires.BoYtower s6a11 ramptt3+giv
<br /> ,� •: �i�p�iutns anQ�notiees.tfi.the eveut af loss,Harlower straU g�e prompt nntioe w the insmance.+�sier and L�nder.
<br /> , , ;� ��� , >�: Len�ter�►make �of`i'o9s if nat�mdeprop�tiy by Bormwer. • - -
<br /> �a shatl'be Ued to tescoration or rep�r of tlie
<br /> �', ;:` . f.���� . " � I,epdet�d Bormwer�,wise agree in.writing,instuanee proc�eeQs apP�. .
<br /> '.�'� �ee
<br /> �•`'-•.�:-�. �;�.�:�.- if the testoraiion;c�'Yepatt is eoonum�cally feas�le•aitd Lender's secutity is aot fessened.If the cesrorauon ar � .
<br /> �' . . ��i: . . ��'� .
<br /> -.�:;.';.'::..�;:::�. ' �cepa�r is�tt��eooamndcaUY f�ble or Lender'a security wonld be tessened.the ia�sranoe Ptaoeeds ehall be apQGed w the sums
<br /> ` : secared itq tNs SCcarlty Instn�meat,whether or nos then dne, wtt6'any eiuess��d ta Eflrrower. If Borrower a6andons the
<br /> -f� '~ . ,�'�.Pruper.tq,ar do�s not m�swer wiWiu 30 days a natice fmm Le�der tliat the L�svr�ce c�rrtes has offete�l to settt�a claim,then
<br /> • Le�ader.may wltect the insweance prooeeds. i.ender may use the w repair or restore the Prapeny or w�paY suma . ° �
<br /> _v � �� ;�:�.::. .
<br /> �°-:"-�, `°-. ; s�c�ed.py�this Sec�ty Inst�uuieat,wheWer ot not.then due.Ti�e 31�pen'od an'Ii begin wheai tTie aot��e is given.
<br /> _—_�--- • . Untess l�der aad Bomawer��awise agcee in wiittng, anyappli�on of pmoeeds to pslnc�pal shatl aot�xt�d or ,
<br /> --- - - _ `. �postpoae the�dne data of tlie maml�ly►F,ayme�ts cefe�red.tb in hs i aud 2 ar c6�ge flie mmowrt of th� �;;,
<br /> :��. ea
<br /> ---_—--= .;`,;:�;�, uuder paragaph 21 the Fropeaty is aogtut+ed bY Le�er.Borcawer's ri �.�AY i�Po2iaes and pracoeds c�x�lt�
<br /> -- ,r, ��. darnage to tlie Pmp�rgrIor w the ecx�nisitioA shaU pass w Lenderw the e�nf tbe sams se�ured try r�" ._Seauity Iasuum�nti
<br /> -_- �3 -;`��'� immediatety prior to�i�'�Sition. • � � . . � ;� . , ,-��:.; • � •
<br /> �� "'�. ' 6.Q�ca�ancy,�'t+e�eevatton,Mei�dertanoe and pe+otee�toa of t$e Ptapeety,Basnower's Loan A��;���
<br /> _ ; BoAOV��11 eoqap+J,estabitsl,.end ase We Proyerty as Sonnwer's.principal residence within sixty da�+s
<br /> m'�" ` �this Se�'J�rtY Iaatiume�tt aad'shali vontinae to aocapy the Property as Honnoa►er'�PrinciDal resldeace for at least one�yr.as aftes
<br /> '�°� �'� ttie date bf untess I.ender otherwise ageea in wriw►$,which consent,shall not be ua�oaably adth�etd,►�ruidess '
<br /> ,-�.�.::��. ••
<br /> ,�� �, extemta�ing���. e�t w6ich are beyond Bmrawer's ooMro). Borrocver sball.uot destmy. damage ar i�r the
<br /> �:�� - Property�.altaw tf�� �ertY to deteriorede.or oam�nit waste on the prope�ty:Bnrroaer a�i1 bs in default if aniy fca'feiau+e� � , ,
<br /> �°,�a�`�`.%;`��� S�OA OP QSO�CEd1Ag', : er civil ot criminal.is be8un that in Ledder�s goad faitb jnd$ment could res�ilt ia fo��oF ti� •,
<br /> - '�•.`. :,:-�! • pr,operty or ethefi+ise materIaUy impair the�llea created 6Y this Securi Iasa�ment or Lender's'securiry inter�at. er may . �
<br /> :� '',�'�+,��+�� :�' "' h 18. caus the ac�wn ar ptorerding to be dismissed wlth�ra1'
<br /> '� �� �:.: ,� .- � care such a defaatt and reinstate,as Provtded in pa:ag�ap � bY � or ather ra� � :
<br /> -�:'�:';;;:�:a;-,�::. � tHat,in LendePs gaad faith detenniqatlon, Drectudes forfeitUre of the Bor;ow�i's interest ln ttte FrapeitY.
<br /> ;__,-•:.:-`�".. - impaim�ent of the i�en created by th4s S�urlry iasunment ds l.cader's sec�i�r iniet+cst. Bormwear sball also be.in.default iY :'
<br /> ;..:,t,,.,�rd. •
<br /> y� _•,�}: , �. � Soaowor.during the taan appHtation pi'ooess.�ave'mateiially false or in�aocv�te infonnat�on or�tatements to Leader�(or failed . .
<br /> ;..� ;�, .....,. . ..
<br /> ° > :-T�;=. ,. . � to Drovid�Lender aith any mateq�!informat�oa)ia oonnec�on with the loaa e+�ideaced b+,r tho Note,incl .4�rt hot Ilmited. .
<br /> . W,�tiona ooncerning.Bo�b�er's oaupanaY of the Properiy as a p�R�si�al reside�.If this.5�cwrl��,is on a
<br /> - � teas��.�.Bormwer shall cou,qi�;G�tb alt the prouicions.04 the lease. t�Sairower�xre.s fa 6@e to the'Pai�ty. the . _
<br /> . •... leasei�o",��nd the fee title shall r,�k merge unless Lender agroes to the merger iu wrIting. � � � �,' . .
<br /> ` � `�. ?�'tatecdoA eaY�,de'r's Rigt►ts In the propeety.If Bonoarer fails to perform the covenants end��rt►�s ootna3ned in .�
<br /> -���. this Se.curit5►1m5t�nu'�. �S theie is a legai proceeding Wat may signiticantty effed.�ade�s ri$hts u'�� prop�rty►(sucb as s =
<br /> '.: .� ': P��' p��ate.for candemnation or4orfeituze or ta enforoe laws or s�egulaaons),ti:�Leadermay do and
<br /> ;._i:;.,;:...._:;'.a-: . .ng 3n6mtiuicdtcy .�
<br /> . -'-��"�'�� � y forwhatever is n .�sa�+ta tect the vatae of the Piuperly aad lander's�i�hta in tbe Prop�ty �eadet's actions may -
<br /> ��;:�:�.#�':,.�;.f::f. �c�� p�g �y s�y s�hy a lien arhic6 has�grlority over this Se�rlry �5���. e�P�g���, F��
<br /> -- --::='` '";�:r;�;� �asonable attoraeYs'fees and�te�ng oa the Pmpe�y to make�.,����Le�Wer may take as�on�ader Wis p�a�ph =
<br /> ' ,:�,,°'"��r`'��;3> � 7.Lender daes not have to do so. � . • ' _
<br /> ���_��_'�����,'�;',': . � Any �mo�nts dlsb�nsed by Lender�mder this paragaph 7 sLall become additional,debt af Borrower s�qted by���th3s : . -
<br /> ���:.�.':':;,-��:; ' Sea�rltY Instrumcnt.Ut�Iess Barmwer aad Leaderagee to other ter�i�a o�payatent.these sinogats shafl beas interestfm�Y'tfi�` . -
<br /> . �c ' . date of d i s M u semem a t t H e N o te r a t e a n d s h a U'6 e p a y a b l e. w I t h i n t e r e s t,u p o t�rt a t i ce f t o m l.e a d e r t o B m m w e r�e q u e stiu g
<br /> , : ,� . .
<br /> . vay�• . • _
<br /> S.Ma�ge Inst�rance.If i.ender reqnired mortgage in�urance as a condidon of mak�ng the loan secu�d by thi.s S�urify .
<br /> �,'°:�,..:�.::.,`�:-' ;, � instrannent. 8onower sbait pay the�premiwns required to maiatala the mmtgage ins�ranoe ia et�ect. If.for any mason:�tl�e
<br /> rem
<br /> mortgage insuranee oaverage r�quired by Lender lapses or oeases to be in effed.Bmtower shaU pay tlte preaiiums reqoired�o
<br /> � obtain aaverage subsmntialJy�uivalent to the mortgage insurance Prevtoasly iA e�Ct.at a wst subs�timtty�qnivaIent w tlze
<br /> .,;�:.. . ;� ,�.,y... oost to Borrowet a1'the mortgage�pnvi�y�e#'fea,€ras�a�atteraste.iaces�Se��ye4 by i.ep�e_r. �f _ _-
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