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NEBRASKA- Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />VMP <br />Wolters Kluwer Financial Services <br />Definitions <br />Borrower is the trustor under this Security Instrument. <br />Return To: <br />Home Federal Savings and Loan Assn of Grand Island <br />221 South Locust St <br />Grand Island, NE 68801 <br />Prepared By: <br />Nancy Knapp <br />221 South Locust St <br />Grand Island, NE 68801 <br />Deed of Trust <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated May 15, 2013 , together with all <br />Riders to this document. <br />(B) "Borrower" is Frank F Gosda and Joan E Gosda, Husband and Wife <br />cn <br />-+ ry 0 <br />a m c=) '4s <br />N c 1---4 <br />rn <br />"0 y Lrj <br />r <br />r D <br />(/) <br />W 7C <br />0) <br />0 (1 ..0 <br />c1) <br />Form 3028 1/01 <br />VMP6(NE) (1105) <br />Page 1 of 17 <br />