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201304043
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201304043
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Last modified
12/31/2013 4:10:40 PM
Creation date
5/22/2013 9:16:17 AM
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DEEDS
Inst Number
201304043
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201304043 <br /> Parcel ID Number which currently has the address of <br /> 1421 DODD ST (Street) <br /> WOOD RIVER (City),Nebraska 68883-9152 (Zip Code) <br /> ("Property Address"): <br /> TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, <br /> appurtenances,and fixtures now or hereafter a part of the property.All replacements and additions shall also be <br /> covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the <br /> "Property."Borrower understands and agrees that MERS holds only legal title to the interest granted by Borrower <br /> in this Security Instrument,but, if necessary to comply with law or custom,MERS(as nominee for Lender and <br /> Lender's successors and assigns)has the right:to exercise any or all of those interests,including,but not limited <br /> to, the right to foreclose and sell the Property; and to take any action required of Lender including, but not <br /> limited to,releasing and canceling this Security Instrument. <br /> BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to <br /> grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. <br /> Borrower warrants and will defend generally the title to the Property against all claims and demands,subject to <br /> any encumbrances of record. <br /> THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with <br /> limited variations by jurisdiction to constitute a uniform security instrument covering real property. <br /> Uniform Covenants.Borrower and Lender covenant and agree as follows: <br /> 1. Payment of Principal, Interest, Escrow Items, Repayment Charges, and Late Charges.Borrower <br /> shall pay when due the principal of, and interest on, the debt evidenced by the Note and any prepayment <br /> charges and late charges due under the Note.Borrower shall also pay funds for Escrow Items pursuant to <br /> Section 3. Payments due under the Note and this Security Instrument shall be made in U.S. currency. <br /> However,if any check or other instrument received by Lender as payment under the Note or this Security <br /> Instrument is returned to Lender unpaid,Lender may require that any or all subsequent payments due under <br /> the Note and this Security Instrument be made in one or more of the following forms,as selected by Lender: <br /> (a)cash;(b)money order;(c)certified check,bank check,treasurer's check or cashier's check,provided any <br /> such check is drawn upon an institution whose deposits are insured by a federal agency,instrumentality, or <br /> entity;or(d)Electronic Funds Transfer. <br /> Payments are deemed received by Lender when received at the location designated in the Note or at such <br /> other location as may be designated by Lender in accordance with the notice provisions in Section 15. <br /> Lender may return any payment or partial payment if the payment or partial payments are insufficient to <br /> bring the Loan current. Lender may accept any payment or partial payment insufficient to bring the Loan <br /> current,without waiver of any rights hereunder or prejudice to its rights to refuse such payment or partial <br /> payments in the future,but Lender is not obligated to apply such payments at the time such payments are <br /> accepted.If each Periodic Payment is applied as of its scheduled due date,then Lender need not pay interest <br /> on unapplied funds.Lender may hold such unapplied funds until Borrower makes payment to bring the Loan <br /> current.If Borrower does not do so within a reasonable period of time,Lender shall either apply such funds <br /> or return them to Borrower.If not applied earlier, such funds will be applied to the outstanding principal <br /> balance under the Note immediately prior to foreclosure. No offset or claim which Borrower might have <br /> now or in the future against Lender shall relieve Borrower from making payments due under the Note and <br /> this Security Instrument or performing the covenants and agreements secured by this Security Instrument. <br /> 001123624851 =bank 3.2.69.15 V4 <br /> NEEBB A KA-SIngla FandlpFarade Mae/Froddla Mac UNIFORM INSTRUMENT WITH MERS m VMPeAF 3081/011 <br /> VMP®WoRa,a Klowar Finantlal Sendus Page 4 of 17 <br />
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