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Return To: <br />PLATTE VALLEY STATE BANK & TRUST COMPANY <br />2223 2ND AVENUE <br />KEARNEY, NE 68847 <br />Prepared By: <br />VAL GALVAN <br />2223 2ND AVENUE, KEARNEY, NE 68847 <br />Definitions <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated MAY 3, 2013 , together with all <br />Riders to this document. <br />(B) "Borrower" is V I DAL ARRES AND MARIA M ARRES, HUSBAND AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />NMLS# 407650 <br />NEBRASKA- Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP Q <br />Wolters Kluwer Financial Services <br />rn <br />c <br />rt <br />n w <br />rr <br />11099143 <br />Deed of Trust <br />Form 3028 1/01 <br />VMP6(NE) (1105) <br />Page 1 of 17 <br />m <br />rn <br />m <br />v <br />—I <br />f <br />z <br />z <br />0 <br />N <br />0 <br />CO <br />CO <br />CAO <br />CM <br />CO <br />(719°9 <br />