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<br />   			in the Property and rights under this Security Instrument; and(d) takes such action as Lender may
<br />   			reasonably require to assure that Lender's interest in the Property and rights under this Security Instrument,
<br />   			and Borrower's obligation to pay the sums secured by this Security Instrument, shall continue unchanged.
<br />   			Lender may require that Borrower pay such reinstatement sums and expenses in one or more of the following
<br />   			forms, as selected by Lender: (a) cash; (b)money order; (c) certified check, bank check, treasurer's check or
<br />   			cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a
<br />   			federal agency, instrumentality or entity; or(d)Electronic Funds Transfer. Upon reinstatement by Borrower,
<br />   			this Security Instrument and obligations secured hereby shall remain fully effective as if no acceleration had
<br />   			occurred. However, this right to reinstate shall not apply in the case of acceleration under Section 18.
<br />    		20.  Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a partial interest in the
<br />  			Note(together with this Security Instrument) can be sold one or more tines without prior notice to
<br />  			Borrower. A sale might result in a change in the entity(known as the "Loan Servicer")that collects Periodic
<br />   			Payments due under the Note and this Security Instrument and performs other mortgage loan servicing
<br />  			obligations under the Note, this Security Instrument, and Applicable Law. There also might be one or more
<br />  			changes of the Loan Servicer unrelated to a sale of the Note. If there is a change of the Loan Servicer,
<br />  			Borrower will he given written notice of the change which will state the name and address of the new Loan
<br />   			Servicer, the address to which payments should be made and any other information RE SPA requires in
<br />  			connection with a notice of transfer of servicing. If the Note is sold and thereafter the Loan is serviced by a
<br />  			Loan Servicer other than the purchaser of the Note, the mortgage loan servicing obligations to Borrower will
<br />  			remain with the Loan Servicer or be transferred to a successor Loan Servicer and are not assumed by the
<br />  			Note purchaser unless otherwise provided by the Note purchaser.
<br />  			Neither Borrower nor Lender may commence, join, or be joined to any judicial action(as either an
<br />  			individual litigant or the member of a class)that arises from the other party's actions pursuant to this
<br />  			Security Instrument or that alleges that the other party has breached any provision of, or any duty owed by
<br />  			reason of, this Security Instrument, until such Borrower or Lender has notified the other party(with such
<br />  			notice given in compliance with the requirements of Section 15) of such alleged breach and afforded the
<br />  			other party hereto a reasonable period after the giving of such notice to take corrective action. If Applicable
<br />  			Law provides a time period which must elapse before certain action can be taken, that time period will be
<br />  			deemed to be reasonable for purposes of this paragraph. The notice of acceleration and opportunity to cure
<br />  			given to Borrower pursuant to Section 22 and the notice of acceleration given to Borrower pursuant to
<br />  			Section 18 shall be deemed to satisfy the notice and opportunity to Lake corrective action provisions of this
<br />  			Section 20.
<br />    		21.  Hazardous Substances. As used in this Section 21: (a) "Hazardous Substances" are those substann's
<br />  			defined as toxic or hazardous substances, pollutants. or wastes by Environmental Law and the following
<br />  			substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides,
<br />  			volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials; (b)
<br />  			"Environmental Law"means federal laws and laws of the jurisdiction where the Property is located that
<br />  			relate to health, safety or environmental protection; (c) "Environmental Cleanup"includes any response
<br />  			action, remedial action, or removal action, as defined in Environmental Law; and(d) an "Environmental
<br />  			Condition"means a condition that can cause, contribute to, or otherwise trigger an Environmental Cleanup.
<br />  			Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous
<br />  			Substances, or threaten to release any Hazardous Substances, on or in the Property. Borrower shall not do,
<br />  			nor allow anyone else to do, anything affecting the Property(a)that is in violation of any Environmental
<br />  			Law, (b) which creates an Environmental Condition, or(c) which, due to the presence, use, or release of a
<br />  			Hazardous Substance, creates a condition that adversely affects the value of the Property. The preceding two
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<br />    		ND3RASKA-Single Fermly-Fannie Mae/Freddie Mac UNIFORM INSTRUM alT     							Form 3025 1)01
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