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OD <br />When Recorded Return To: <br />Nebraska Energy Federal Credit Union <br />1414 15th Street, P.O. Box 499 <br />Columbus, NE 68602 -0499 <br />in <br />Sa <br />eat LA <br />It IC <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Nebraska Energy Federal Credit Union <br />NEBRASKA Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 446 -3555 <br />LFI #FNMA3028 9/11 Page 1 of 13 Initials: <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated May 6, 2013 <br />together with all Riders to this document. <br />(B) "Borrower" is <br />John H. Swanson and Deanna J. Swanson, husband and wife <br />Lender is a Credit Union <br />organized and existing under the laws of the State of Nebraska <br />Lender's address is 1414 15th Street, P.O. Box 499 <br />Columbus, NE 68602 -0499 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />Nebraska Energy Federal Credit Union <br />1414 15th Street, P.O. Box 499 <br />Columbus, NE 68602 -0499 <br />(E) "Note" means the promissory note signed by Borrower and dated May 6, 2013 <br />The Note states that Borrower owes Lender <br />Two Hundred Twenty Thousand DOLLARS and Zero CENTS <br />Dollars (U.S. $ 220,000.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than <br />June 1, 2028 <br />G) <br />Loan No: 8635 -81 <br />Parcel ID: 400385775 <br />