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( = C) CJ) <br />w O -"i <br />= G D N <br /># <br />y CD <br />✓ —c ; , --G O —' <br />1 .---` o n <br />_m R1 '' T , - W <br />W --- <br />W es- r 2> <br />C....) Co (�? <br />0 ' ��� r N T <br />W O <br />V Z ;> <br />\ \ _r: u) <br />cn <br />WHEN RECORDED, MAIL TO: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />This instrument was prepared by: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />308 - 382 -2900 <br />[Space Above This Line For Recording Data] <br />IDS, Inc. <br />DEED OF TRUST <br />DEFINITIONS <br />2:0 Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />C 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />A (A) "Security Instrument" means this document, which is dated May 10, 2013, together with all Riders to this <br />document. <br />2z • (B) "Borrower" is Jeffrey J Berggren, a single man. Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Exchange Bank, organized and existing under the laws of the United States of America. <br />Lender's address is 1204 Allen Drive, PO Box 5793, Grand Island, NEBRASKA 68802. Lender is the beneficiary <br />r under this Security Instrument. <br />RI <br />(D) "Trustee" is Exchange Bank. <br />rrl <br />Trustee's address is 1204 Allen Drive, PO Box 5793, Grand Island, Hall County NEBRASKA 68802. <br />n (E) "Note" means the promissory note signed by Borrower and dated May 10, 2013. The Note states that Borrower owes <br />m Lender SEVENTY-TWO THOUSAND TWO HUNDRED FIFTY AND NO /100 Dollars (U.S. $72,250.00) plus <br />Col interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />June 1, 2020. <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />NEBRASKA - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Page 1 of 12 <br />Borrower(s) Initials J 3 <br />