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Charges; Liens. Borrower
<br />Property which may attain
<br />Borrower shall pay these ob
<br />Borrower shall promptly
<br />Borrower shall promptly di
<br />agrees in writing to the pa
<br />contests in good faith the li
<br />Lender's opinion operate to
<br />agreement satisfactory to
<br />part of the Property is subj
<br />Borrower a notice identi
<br />above within 10 days of the
<br />Hazard or Property Insur
<br />Property insured against los
<br />including floods or floodin
<br />amounts and for the periods
<br />Borrower subject to Lende
<br />coverage described above,
<br />Property in accordance with
<br />All insurance policies and r
<br />Lender shall have the right
<br />Lender all receipts of paid
<br />to the insurance carrier and
<br />Unless Lender and Borrow
<br />repair of the Property dam
<br />lessened. If the restoration
<br />insurance proceeds shall be
<br />any excess paid to Borrowe
<br />prescribed by Applicable
<br />offered to settle a claim, the
<br />restore the Property or to p
<br />time for Borrower to answe
<br />Unless Lender and Borrowe
<br />or postpone the due date o
<br />Prepayment and Late Ch
<br />Remedies, the Property is
<br />from damage to the Prope
<br />Security Instrument immedi
<br />Preservation, Maintenanc
<br />Borrower shall not destroy,
<br />the Property. Borrower shal
<br />that in Lender's good faith j
<br />lien created by this Securi
<br />reinstate, as provided in sec
<br />dismissed with a ruling that,
<br />the Property or other mate
<br />interest. Borrower shall also
<br />inaccurate information or s
<br />connection with the loan e
<br />comply with all the provisio
<br />title shall not merge unless
<br />Protection of Lender's Ri
<br />contained in this Security I
<br />the Property (such as a pro
<br />regulations), then Lender
<br />Lender's rights in the Prope
<br />over this Security Instrume
<br />make repairs. Although Len
<br />Any amounts disbursed by
<br />Security Instrument. Unles
<br />interest from the date of dis
<br />to Borrower requesting pa
<br />Mortgage Insurance. If
<br />Security Instrument, Borro
<br />any reason, the mortgage in
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<br />© 2004 -2012 Compliance Systems, Inc. EECO 3DOB - 2011L2.6.544
<br />Consumer Real Estate - Security Instrument D 036
<br />201303694
<br />shall pay all taxes, assessments, charges, fines and impositions attributable to the
<br />riority over this Security Instrument, and leasehold payments or ground rents, if any.
<br />igations on time and directly to the person owed payment. At the request of Lender,
<br />'sh to Lender receipts evidencing the payments.
<br />harge any lien which has priority over this Security Instrument unless Borrower: (a)
<br />ent of the obligation secured by the lien in a manner acceptable to Lender; (b)
<br />n by, or defends against enforcement of the lien in, legal proceedings which in the
<br />prevent the enforcement of the lien; or (c) secures from the holder of the lien an
<br />nder subordinating the lien to this Security Instrument. If Lender determines that any
<br />ct to a lien which may attain priority over this Security Instrument, Lender may give
<br />g the lien. Borrower shall satisfy the lien or take one or more of the actions set forth
<br />iving of notice.
<br />nce. Borrower shall keep the improvements now existing or hereafter erected on the
<br />by fire, hazards included within the term "extended coverage" and any other hazards,
<br />for which Lender requires insurance. This insurance shall be maintained in the
<br />at Lender requires. The insurance carrier providing the insurance shall be chosen by
<br />s approval which shall not be unreasonably withheld. If Borrower fails to maintain
<br />Lender may, at Lender's option, obtain coverage to protect Lender's rights in the
<br />section titled Protection of Lender's Rights in the Property.
<br />newals shall be acceptable to Lender and shall include a standard mortgage clause.
<br />hold the policies and renewals. If Lender requires, Borrower shall promptly give to
<br />remiums and renewal notices. In the event of loss, Borrower shall give prompt notice
<br />nder. Lender may make proof of loss if not made promptly by Borrower.
<br />r otherwise agree in writing, insurance proceeds shall be applied to restoration or
<br />ed, if the restoration or repair is economically feasible and Lender's security is not
<br />or repair is not economically feasible or Lender's security would be lessened, the
<br />pplied to the sums secured by this Security Instrument, whether or not then due, with
<br />. If Borrower abandons the Property, or does not answer within the number of days
<br />w as set forth in a notice from Lender to Borrower that the insurance carrier has
<br />Lender may collect the insurance proceeds. Lender may use the proceeds to repair or
<br />y sums secured by this Security Instrument, whether or not then due. The period of
<br />as set forth in the notice will begin when the notice is given.
<br />otherwise agree in writing, any application of proceeds to principal shall not extend
<br />the payments referred to in the section titled Payment of Principal and Interest;
<br />rges or change the amount of the payments. If under the section titled Acceleration;
<br />quired by Lender, Borrower's right to any insurance policies and proceeds resulting
<br />prior to the acquisition shall pass to Lender to the extent of the sums secured by this
<br />tely prior to the acquisition.
<br />and Protection of the Property; Borrower's Loan Application; Leaseholds.
<br />amage or impair the Property, allow the Property to deteriorate, or commit waste on
<br />be in default if any forfeiture action or proceeding, whether civil or criminal, is begun
<br />gment could result in forfeiture of the Property or otherwise materially impair the
<br />Instrument or Lender's security interest. Borrower may cure such a default and
<br />ion titled Borrower's Right to Reinstate, by causing the action or proceeding to be
<br />in Lender's good faith determination, precludes forfeiture of the Borrower's interest in
<br />'al impairment of the lien created by this Security Instrument or Lender's security
<br />be in default if Borrower, during the loan application process, gave materially false or
<br />tements to Lender (or failed to provide Lender with any material information) in
<br />'denced by the Note. If this Security Instrument is on a leasehold, Borrower shall
<br />of the lease. If Borrower acquires fee title to the Property, the leasehold and the fee
<br />ender agrees to the merger in writing.
<br />hts in the Property. If Borrower fails to perform the covenants and agreements
<br />trument, or there is a legal proceeding that may significantly affect Lender's rights in
<br />eeding in bankruptcy, probate, for condemnation or forfeiture or to enforce laws or
<br />ay do and pay for whatever is necessary to protect the value of the Property and
<br />. Lender's actions may include paying any sums secured by a lien which has priority
<br />, appearing in court, paying reasonable attorneys' fees and entering on the Property to
<br />er may take action under this section, Lender does not have to do so.
<br />nder under this section shall become additional debt of Borrower secured by this
<br />Borrower and Lender agree to other terms of payment, these amounts shall bear
<br />ursement at the Note rate and shall be payable, with interest, upon notice from Lender
<br />ent.
<br />nder required mortgage insurance as a condition of making the loan secured by this
<br />r shall pay the premiums required to maintain the mortgage insurance in effect. If, for
<br />urance coverage required by Lender lapses or ceases to be in effect, Borrower shall
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