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When Recorded Return To: <br />Five Points Bank <br />2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />NEBRASKA- Single Family • FannieMae /Freddie Mac UNIFORM INSTRUMENT <br />Form 30281/01 <br />Laser Forms Inc. (800) 446 -3555 <br />LFI #FNMA30289/11 Page 1 of 13 Initials: NV�/ <br />-c <br />co <br />cn <br />C) (n <br />CD —i <br />C D <br />—+ <br />m <br />r 730 <br />r — <br />cn <br />7c <br />Loan No: 101262739 <br />I Iz. oo <br />Parcel ID: 400389401 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />4 C Section 16. <br />(A) "Security Instrument" means this document, which is dated May 3, 2013 <br />-4 i together with all Riders to this document. <br />(B) "Borrower" is <br />rn <br />.-i Theresa M. Starkey, A Single Person <br />�-1 <br />r Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />sic <br />.-. Lender is a Nebraska Corporation <br />f�7 organized and existing under the laws of State of Nebraska <br />y Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />Five Points Bank <br />P.O. Box 1507 <br />Grand Island, NE 68802 <br />(E) "Note" means the promissory note signed by Borrower and dated May 3, 2013 <br />The Note states that Borrower owes Lender <br />One Hundred ThirtyOne Thousand DOLLARS and Zero CENTS <br />Dollars (U.S. $ 131,000.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than June 1, 2028 <br />