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B <br />WHEN RECORDED, MAIL TO: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />h <br />C-) This instrument was prepared by: <br />�,. Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />, Grand Island, NEBRASKA 68802 <br />D _j 31 <br />C <br />r —C <br />W 308 - 382 -2900 <br />F=- <br />W [Space Above This Line For Recording Data] <br />t.7 <br />DEED OF TRUST <br />•�c <br />MIN: 100846702011247472 <br />SIS Telephone #: (888) 679 -MERS <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3,11,13,18, <br />20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated March 27, 2013, together with all Riders to this <br />document. <br />(B) "Borrower" is Fred L Massing and Pat J Placke, each a single person. Borrower is the trustor under this Security <br />Instrument. a /k /a Patricia. J. Placke <br />(C) "Lender" is Exchange Bank, organized and existing under the laws of the United States of America. <br />Lender's address is 1204 Allen Drive, PO Box 5793, Grand Island, NEBRASKA 68802. <br />(D) "Trustee" is U S Bank Home Mortgage <br />Trustee's address is 4801 Frederica Street , Owensboro, Daviess County KENTUCKY 42301. <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely <br />as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT with MERSForm 3028 1/01 <br />Page 1 of 13 <br />IDS, Inc. Borrower(s) Initials <br />o • —� <br />D <br />Z <br />rn <br />CD <br />C) n <br />T <br />CID <br />$Z.00 <br />