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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Condominium <br />(Seal) (Seal) <br />risto ' i e A Jewell - Borrower - Borrower <br />MULTISTATE CONDOMINIUM RIDER - Single Family - <br />Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />IDS, Inc. Page 3 of 3 <br />201303547 <br />Form 3140 1/01 <br />