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1NN <br />01 <br />WHEN RECORDED, MAIL TO: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />This instrument was prepared by: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />308- 382 -2900 <br />IDS, Inc. <br />DEED OF TRUST <br />--c <br />W <br />[Space Above This Line For Recording Data] <br />yr, DEFINITIONS <br />..0 Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />' p, (A) "Security Instrument" means this document, which is dated May 3, 2013, together with all Riders to this document. <br />rn (B) "Borrower" is Christopher A Jewell, a single man. Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Exchange Bank, organized and existing under the laws of the United States of America. <br />I :" .. Lender's address is 1204 Allen Drive, PO Box 5793, Grand Island, NEBRASKA 68802. Lender is the beneficiary <br />f*f under this Security Instrument. <br />rrl (D) "Trustee" is Exchange Bank. <br />Trustee's address is 1204 Allen Drive, PO Box 5793, Grand Island, Hall County NEBRASKA 68802. <br />▪ (E) "Note" means the promissory note signed by Borrower and dated May 3, 2013. The Note states that Borrower owes <br />rrl Lender SEVENTY-SEVEN THOUSAND FOUR HUNDRED AND NO /100 Dollars (U.S. $77,400.00) plus interest. <br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than June 1, <br />2020. <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the <br />Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Fo 3 1/01 <br />Page 1 of 12 <br />Borrower(s) Initials <br />RI <br />ca cn <br />> Iv <br />Z A <br />-< o 0 <br />C y <br />' <br />• ;•-i <br />y w <br />:,x • C <br />• . — C g <br />6 <br />006 <br />