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<br /> °-•A�`� paymcnts may no longer ba requitcd,at thc opdon of I..cndcr,if mortgege insurance covcragiin thc!�oJni-i�i'd�for thc perlod
<br /> V^L��Y�� that I.ender rcquires)provided by an insurcr approvcd by L.cndcr egein bxomes avallablc and ls ob�incd.Borrowcr shull puy the
<br />-F'�'*AI�' premiums requtnd to malntaln mortgage insuatnca in effcct,or w provido a loss rescrvc,undl the requirement for mo�tgage _
<br />..����� Insuranco ends In eccord�nce wlth any wduen agrcement 6etween Borrower and Lender or epplicablo law.
<br /> 9.Inapectbn. L.ender or its agent may maka reasonable enuies upon and inspccdans nf the Pmpcny. Lcndcr shull giva
<br />== �'� Borrower notice at Ihe time of or pdor w en inspocdon spocifying reasonabla cause far Ihe inspec.don. _
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<br />"=°�''��� lU.Condemaptbn. 'fhe procecds of �y award or clalm fo� demeges.direct ar consequcntlnl, in conntxdon wtth any
<br /> wndemnadon or othcr telcing of any part af Ihc Property.or for convayanct�n Ucu of condomnation.erc hcccby assigncd and
<br />� Y--�.��� sball ba paid to I.ender. �
<br /> ��� In the event af a total taking of tho Property.the proceeds shall lx appliod to the aums scciued by this S�curity Instrument,
<br /> ,,,,,o�; whetha or not then duo,with any exccss paid to Bortower.In the cvem of a paNal taking of U�c PropcRy in which thc fair mtukct
<br /> _-.�r i.i - vatue of the Pmpeny lmmediately beforc the taking is cqual to or greater than the amou�t of the sums sccured by ihis Secudty
<br />-`'�'��� Inshument immediatdy before the tekIng, unless Bormwu aad I.�nder otherwisa agree in writing, thc sums socured by th�s _
<br />_"",�;�: Security Instrument ahall be re.3uced by the amount of the proceals multiplied by the following fractic,n: (a)�he total smount of
<br /> =��� tho sums secured immediately before the takIng. dIvided by (b) the teir market value of the Property immcdiately beforo the
<br /> u �"-�� taking.My balance shall be paid to Borrower.In the event of a partial teking of the Propecty in which the fair market value of the
<br /> _ --== Ptoperty immediately before the taking is Iess than the amount�f�he sums sccured Immediatcly before the taking. unless
<br /> --- — Borrower and Leader otherwise agree in wrlting or unless applicable lew otherwlse provides,the proceeds shall be applied to the
<br /> ^ sums secured by this Security Insaument whether or not the sums are then due.
<br /> If the ptopercy Ls abandoned by Borrow�r,or if,aftec notice by Lender to Bo�rower that the wndemnor offers to make an
<br /> award or seule a claim for damages,Borrower fails to r�spond to Lend�r within 30 days after the date the notice is qiven,Lender
<br /> _-_- - is autl�ori�ed to coUect and apply tha procceds,at its opdon,either to nstoration or repair of the Pmpczty or to the sums secured
<br /> - -- by this Secudty Inst�ument,whether or not then due.
<br /> — Unless Lender and Borrower otherwise agree in wridng,any appllcatlon of proceeds to pdncipal shall not extend or postpone
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<br /> the due date of the montt►ly payments refeaed to ia paragraphs 1 and 2 or chenge the amount of such paymcnts.
<br /> il.Bormwer Not Rekasedi Forbeumnce By l.ender Not a Watrer. Extension of the time for payment or modificadon
<br /> --°— of amoraza8on of the sums se�ured by this Securiry Instrument grnnud by Lender to any successor in interest af Borrower shall
<br /> not opuate to releasu the liabiliry of the origlnal Borrower or Borrower's successars in interesG Lendu shall not be nquired w
<br /> commence procoedings against any successor in interest or refase W extend tune for payment or otheiwise modify amordzation of
<br /> � thc sums secared by thfs Sxurily Instrument by mason of any demarid made by the original Borrower or Borrower's succes.sors
<br /> in interes�My forbearance by Lender in execcising eny right or remedy shall not be a waiver of or preclude the exercise of any
<br /> right or rcmedy.
<br /> :2.�sce-�^...,�urs:�"°.�^�ncss:a�:3S��t P.S�S!�Y�-�I IAlf�ht�rflallelllfR. TI1P c<►venanec and agraements of this
<br /> Security Instrument shaU bind and benefit the succes.�ors and assigns of Lender a�d Bortower,subject w the provisions uf
<br /> paragraph 17. norrowa's coveaants end ngrxments shall be Joint 4nd sovaal. Any Borcowa who co-signs this Sacurity
<br /> Ie�strumet�t but does not execute the Note: (a) is ca-signing this Security Instrument only to mcmgage, grent and convey that
<br /> Bonower'a intecest in�he Pcopetty undu tho tum�uf this Socuriry Instrument;(b)is not puwnally obUgiued w pa�y tha sums
<br /> secucod by this Socuriry Instrument;and(c) a6roes Utat Lendu and any othu Borrower may�grco� eutend.modtf7'.fabear or
<br /> malce any accommodations alth rcgard to the tams of thb Securiry Inswment or tho Note wlthout that Borrowa'a conxne.
<br /> 13.Lan ClwrRa. If the kxm secuced by this Securlty Inshuma�t is subject to a law which aero meuimum loan charges.
<br /> and thu!aw is finally intupreted so that the interest or other loan charges callected or to bo coUected in connoctbn with tha loan
<br /> excoed the permiuod Umits.tt►nn:(e)any such loan charge ahall be reduced by the amount necessary w reduce the charga to the
<br /> pumiued timir and(b)any sums atready collected from Sorrower wiiich excoeded pumitted lia�its wfll be nfimded to Borrowu.
<br /> Lender may choose w mske t1►is refund by reducing the principal owed undu the Note or by malcing a direct paymaU to
<br /> Bocrower. If a cefund reduces pdneipal,thc reducdon will be oreaud as a partial pr�payment without anY prepaYmeat ehuge
<br /> undu�he Note.
<br /> 14.Notkes. Any notice to Borrowu prov3deG for in this Securiry Inswment shall ba given by delivaing it or by mailing it
<br /> by fast clags meil unkss appliceble law nquines use of enother method. '!ba notice shall be direcud to tha Property Address or
<br /> any o�her eddress Borrowu designetes by nodce w Lender.My nodce to Lender shall be given by flrst class mail w Lenda's
<br /> - address stuted haroin or any other addnss Lender designates by nooce w Borrowu.Acry nodce pravlded fa in this Socurlty
<br /> Insavment shalt bc damed to have bcen given to Bomower or Lender when given as provlded in this paragraph.
<br /> 15.Gorernia=L�wi Severabjlity. 'It�is Se�urlty Instrumcnt shall bc govemed by fed�rnl law and the iaw of the
<br /> jurisdicdon in which the Prnperty is located.In the event that any provision or clause oI this Security Insaument or the Noto
<br /> conflicts with appl�cable law.such cociflict shall not af�'ect other prov�ians of th{s Security Instrument or th�Note which can be
<br /> -- given effect without the conflicdng provision.To this end the provisions of this Security Instrument and the Note are decland to
<br /> - � be sevcrabk.
<br /> =�� For�n���fiy_,^
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