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201303482 Trustee to re-convey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security Instrument to Trustee. Trustee shall reconvey the Property without warranty to the person or persons legally entitled to it. Such person or persons shall pay any recordation costs. Lender may charge such person or persons a fee for reconveying the Property,but only if the fee is paid to a third party(such as the Trustee)for services rendered and the charging of the fee is permitted under applicable law. 23.Substitute Trustee.Lender,at its option,may from time to time remove Trustee and appoint a successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. Without conveyance of the Property,the successor trustee shall succeed to all the title,power and duties conferred upon Trustee herein and by applicable law. 24.Request for Notices. BORROWER HEREBY REQUESTS TI TAT,UNLESS OTHERWISE PRESCRIBED BY LAW,A COPY OF ANY NOTICE OF DEFAULT OR NOTICE OF SALE PURSUANT TO THE NONJUDICIAL FORECLOSURE OF THIS DEED OF TRUST BE MAILED TO BORROWER AT BORROWER'S MAILING ADDRESS SET FORTH HEREIN. 25. Riders to this Security Instrument.If one or more riders are executed by Borrower and recorded together with this Security Instrument,the covenants of each such rider shall be incorporated into and shall amend and supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part of this Security Instrument.[Check applicable box(es).) nCondominium Rider Ti Planned Unit Development Rider ❑ Other[Specify) BY SIGNING BELOW,Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any riders)executed by Borrower and recorded with it. r Z� (SEAL) >> g' 77 Edwad T.Job Date /�L / .)c.fc r .tc: . (SEAL) /-_� Kay E.Job' Date Page gall HECMI First Deed 01 rma