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NOTICE TO BORROWER <br />Department of Veterans Affairs regulations at 38 C.F.R. 36.4337 provide as follows: <br />"Regulations issued under 38 U.S.C. Chapter 37 and in effect on the date of any loan which is <br />submitted and accepted or approved for a guaranty or for insurance thereunder, shall govern the <br />rights, duties, and liabilities of the parties to such loan and any provisions of the loan instruments <br />inconsistent with such regulations are hereby amended and supplemented to conform thereto." <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />OSHUA DANI OMMERT <br />(Seal) <br />- Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />NEBRASKA - Single Family- UNIFORM INSTRUMENT <br />MODIFIED FOR DEPARTMENT OF VETERANS AFFAIRS - MERS <br />(Rev. 1/01) Page 13 of 14 <br />201303471 <br />KELLIE M OMMERT <br />(Seal) <br />- Borrower <br />DocMagic eMomva <br />www.docmagic.com <br />