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After Recording Return To: <br />GREAT WESTERN BANK <br />1235 N STREET, PO BOX <br />83009 <br />LINCOLN, NE 68508 <br />4024790560 <br />ATTN: MORTGAGE DEPARTMENT <br />Prepared By: <br />KAYLA MORGAN <br />GREAT WESTERN BANK <br />1235 N STREET, PO BOX <br />83009 <br />LINCOLN, NE 68508 <br />4024790560 <br />DEFINITIONS <br />DEED OF TRUST <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />338.9 Page 1 of 14 <br />[Space Above This Line For Recording Data] <br />GROTZKY <br />Loan #: 1111070539 <br />PIN: 400014653 <br />MIN: 100125711110705399 <br />MERS Phone: 1- 888- 679 -6377 <br />Words used in multiple sections of this document are defined below and other words are defined in Sections <br />3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided <br />in Section 16. <br />(A) "Security Instrument" means this document, which is dated APRIL 22, 2013 together with all <br />Riders to this document. <br />(B) "Borrower" is TONY L GROTZKY AND KAREN M GROTZKY, HUSBAND AND WIFE, AS <br />JOINT TENANTS WITH RIGHT OF SURVIVORSHIP. Borrower is the trustor under this Security <br />Instrument. <br />(C) "Lender" is GREAT WESTERN BANK. Lender is a CORPORATION organized and existing under the <br />laws of SOUTH DAKOTA. Lender's address is 200 E 10TH STREET SUITE 100, SIOUX FALLS, <br />Form 3028 1 /01 <br />