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<br /> t �"-s4 h �2 Fuads shaIt bc hetd in an iauianion whose�de�sitS are insased by a federi+t agency. insuumentaliry. or eat�ty
<br /> .,.-�,�__
<br /> �':s--�°�,.,: ;°, (inciuding tender.if Lsnder i�suc�an insritutia»)or in any Fedaat Nome lAan Banlc.L�ertdar sbafl appty the Funds to pay the
<br /> .<,-.�`,: " •� Escroa�ttems.t�ertder maY aot cbar8e Botrowet for hNtting and apptyF�g We Funds.annual{y analyZing thc escrow aceauuT.or :°
<br /> r ��. t `� y�Y�S the Esecaw itetns.nnless I.�der pays Borrower interest on the Funds and aFpliqble law penniu Lender to malce sach �'.'
<br /> �" �`� b a charge.ka�vever.l�es may tequire 8tnruwer w pay a oae-rime churge for�n iadependent rcat esaue tax r�orting servict .,:,
<br /> � " ut�by 4�er fn connection +v'tth tliis toan. unloss applirabie !aw provides othen�cise. Unless an a�t �s made or
<br /> : :`.�:�';°;�'°�': ` w be d.Lender si�al!aoi be�eqeired w pay Bonower seny interest or eammgs un the Fnnds. �_..
<br /> _ �s x ay�ttCahte[8VN[eqldies i� pa�
<br /> '� Borcovver and I.eacter a�Y ag�ee in wnung.hawevcr.that interest shall be paid oa the Funds. Lender sha11 give to Borrower.
<br /> r� • ,.. .eacte
<br /> �'.:g:;.�:��;:�• Witi�out charge.an armua!aeopwRing of the,Funds.shawiag ccedit�and debiis to'the Funds and the ptupose fot whicb each
<br /> �'- :L_ :• d�it to the Fuads was made.The Funds are ptedged as additiunai security for a11 ams secured by this Security[nsuvment. ,�;
<br /> ° � `'� ��g���yy�er eac�the amonntg germitted w be hetd bY apAlicable taw.Lender shall aa�unc co Borrower ���
<br /> � �� '`4"' far the excess Fnnds isj acoordanoe with the r�irea�nu af applicable law. If the atnuunt of the Fands hetd by i.eader at:wy
<br /> � f time is aat auff cie�t to pay the Fssrow Ite�ns when due:L;ender�y so norify Borrawer in writing.and.in s�ch cass Borrower ��
<br /> �`i ,�'�, sdail pay to i.eader tlse amouilt n�ssaly�to make«p the defiefency. Borrower shall matce up the deficiency in na more than �
<br /> �, .;.;.�:.�:4=:�.=°t �,�
<br /> :-�'°�:`•��:;;'�., twelve um�h1Y PaYmen�s.�1�r�s sote discnetion. refiuid to Bofrower aay `°`°
<br />._�i•�_: . F-_I`
<br /> .Kr;:;;::�'tr:�,' Upan paymem ia tull of aIl swns secnred by thia SeauitY Jnsaume�, I.ender sGall prampt1Y .,�-
<br /> �����-.._�, :<.:'���';:. Ft�ds�!d by Lemf�.If.�ndec paragraph 2i:Lender sUail aoquire�ar sell the PropertY.t.ec►der.Qriar to the ac�isition flr sale =
<br /> �a'` �`t . �: of t6e PropeKy.shali aPPfY�Y Fands Qeld by ixndcr at the dme af acquisition ar sale os a credit agamst the saIIS s�nred by
<br /> � .s`, this Secoriry Iastrumen� -
<br />-�'�i�;'�y=:," `�::;'. � 3.Appllcattnn of @itymeats.Untess applicabie law provides othenvise.all payatents reoeived by I.eader under paragraphs -
<br /> �-_-:
<br /> �-,�` a: 1 and 2 shall 6e a�pl'�:first.w any prepayment cbarSes due unde,r the Natr:second.to amounts payabte�utder pa�agrdpb 2: �_
<br /> third.w intet�est due:fourW.to priacipal due:and last,ta arty fate�harges due under thc Notc. - _
<br /> �-s ,-:;�! �,�: 4.Cdae$e�Uws.Barrower shall pay�all taxcs.ass��neats.d�as8es.fines and impositions atuibuta6le w the Pr+oPertY =-
<br /> � r' �` `•'� which may attain priorlty ove�•this Secunty instn�nent.and teasehold payments or grouAd renu, if any. �orrow�shali paY "'
<br />':'>;;tir:g;;�'��'=� these obligations in�he marmer pmvided in paragraph 2,or if not paid in ihat nmrmer.&►rroAer shall pay thein oa[jme direEtiy
<br /> �_
<br /> !;_.;';.����,� to the person owed payiuent.Borrvwer shall prom�ptiy furnish to Lznder all notices of amounts to be paid under this paragraph.
<br /> `� " lf Bormwer make5 these paymeats directly.Borrower shal!pmmPt�Y fu�nish to Lender receipts evidencing the payments- _ �:
<br /> '�- �•y�• e -
<br /> ; .,.�.,,..,,_;E 5, ; Borma�er shall pmm�tlY discharge any lien wbicb has pribsity over tfits Security Instnmicat untes��orroQVCr:(a)agr+ees�o ° -
<br /> ��'f���•- . '�';;�.� �p writiag to i h e payment o f t 6 e o b ti g a t ion s e a u e d 6 y t h e t i e n�n a��n a e r a c a P t a b t e t o i.e a d e r:t b)a o n t e s c s i n g a a d iaitti Ehe IIen _
<br /> , ,,,�'��, . � by. or defertds agaipst eoforaemem of the fiea in, legal P=oceedinSs which in the Ixuder's opinton operate to prevent the --
<br />_.�,.;C,�.,;;�,:,�:v � e n f o rc e s a e a t o f t h e f i e t►;o r(c)s e c v r e s from the Iwider of the tieu ao agt�eemerit satisfacwiY to L�tder su6ordinauag the lien to
<br /> r y3`� ttus Security It�sumetst.If teadec d�eRniaes that atry part ot the P¢opetty is subject to a lie�n wluch maY ausin Pna M Y ove r
<br /> % .� '� �'�=.` t h i sSecnri t y tastcument.I�der maY gi�!e iBormwer a aotice identif}ring dse liea.Sorrowec sl�,aU satisfy the liea or take one or
<br /> '�`!'•' r°•, ' more of the attFons s�for8a above wlthin 10 d a ys o f t h s giving o f ao t ioe.
<br /> r�� �4 � S geaerl or'pmperty Insaraaoe: Bornowet shall kcep thR improvements now exi�n8 or h�ter erGctcd on the _.
<br /> ;�-•:;r-,��;f5�5�:- .;
<br />:�;t��:;t:�;f:. „ . . Fcoperty it�;.against los�by fire.ha�arids iactuded within the terin"extended caveiage'•'snd aay otiiet 1uuaN.4,inclqding
<br />';,: :t;°�t : � tZoads os floading.'forwhic6l.euder tt�uires lasmance.T6is iamta�t¢e shat!be maiu�tained i�dte amowits and for the�ipds
<br />°.,,.�.��.�'�` ' The insurmice caz�ier providing the insurauce shaU be chosen by Bam�wer subje�t to L.ender's a�oira!
<br /> F`;`: r :. : d�ai l�nder•r+�uires- '
<br /> • wl�cb shail aot be am�easona6ty wii6heM. If Bor�nwer fa�7s w maintain ooverage descn'bed a6ove..Lender u�Yr�at�.easier's. � .
<br /> : ,�'`�.,i � optioa,obtain covera�a4ta protea Lender's r�ghts im the Pcapeny ia accord�noe witt►p�sragraph?.
<br /> * *� r� All iaguraaoe pisti�ttes and reaevnals shall b�.accePta6le to Ixader and shall iaclude a standard mortgage claiue. I.ender ,� --
<br /> � . , _:,.
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<br /> '�"� shail tmve t6e rig6t to�Qtd the policies and renewals.If Ixader cequices.Eorrower shall pmmpUy give to Lender aU�o , , �
<br /> ;�;'�� `�re� . d premiutt�.and iencwal�notioes_6r itie event of loss.Borcoa�ts shal!give prompt notice to the iawtance carrier and�.�eader. �
<br /> t , { '���. . ' �may make proof of.taas if�ot made pmmpttY bY Ba ' t -
<br /> � -,��� �"' '�% . Untess Ixndep.arsti Borrower otherarise agc+ee in.watu�=-'�sutance psoceeds shall be applied to cestaraHon ot s�padr di tde�
<br /> h;�.'.,.. �''
<br /> ;�+-•�r�',���,';-_-;�. � Property damaged,i��e resmration or repair.is e+a���a1Rv��asi6le an4 Lender's secusity is�at lessened.If the restoi�ttan ot.: ;;,,.,_
<br /> ;,, �; repair is not ecatmrtIICallY feasible or Lender's�waatti�be tessened,the insnrance Proc�ds shall be apptied w the�sata� , :;t;+`•;; �
<br /> :��t y. �::, ., secufec!by�this.5ewdty Irtsuument,wbether or aat. en d�,��ovith any exoess paid to Borrawer. If Barrower ab�daps tGe� `.;„':
<br /> � , '�,, %` �Properey,'�daes not answer within 30 days a notIce from I�.'�r that the iasuranee carrter has offered w�sedle a c1�n.then .
<br /> `' ;`' � Ixnde� r.�:�di�2eM�the insuiance pmaceds. I.ender may use thep to repair or restore the Property or to Paq.samc -
<br /> ;:�:��:'��.- <� � secvred by t�is Se�ti�I�.Instrtcment,arhedter or not tften due:7Y�e 30�perlod will Degia when the nodce is giveR. • i•;:
<br /> ----=___-- � � UW�s.lend�:'�al.Borrower ollier.wise agrce m'writiug..aay applicatioa og proceeQs•to principal�sh�11 nat.eatend or .;::-;
<br /> - � .postpone th�dne¢'y~�':�t�ttte awnthly payments teferred w in.p�agraphs i'atta 2 or change the anmum of the payanea�t�:If �f?
<br /> -- -,,;;.-��:a. undes pffiagraph Zt'�s Property is.acqui�ed 6y LeMer.Bofrrowec's right to,any iasutars�pol�cies and pmceeds resu[ting fiom.
<br /> =- �--- � � damage W the Fc+o..` paor w the ac�lutsitinn shall pags to l.ender to the exteniof,ttse sr�ss�cured t►Y this Secutlty Insuorrtem ` .
<br /> ' �,� . , immodiately prior tc��. ..aaNi�it�oa. ,� ' �
<br /> = 6•Oa�p�clr.'��tiofl.Matutenanee;�;ad Pmtectton of t6e Pr�:8orrrl�at"`s�.oan A�pllcatloM Leasebulds. t� ;,.-
<br /> � � � ,Barrower.shait ocet�;:y�siab}ish.and use the as Borrower s prh�ci�ffesi8ence atthin sixty dag��[er the execatlan af �, ,
<br /> -._.�'�,`�.�� , �this SecutitY��+�t,and shalt comimie to�the Pneperty.as�orrawer's princlpat residence.fc�'.�a teast o�e_pear aftec
<br /> --��:�j:`�,�� thedate,aa�occupanCY,unless Leade r o t h e r w t s e a�ees m w r i a ng,w1ucL coasent shall not Ee utueasona6�y�withh�ld.4r��
<br /> __=_�-T--�=-...�__ e�cte�'� circurt�stances exist whicb are heyond Barrower's control. Borrawes shall aot destmy. daras�e or impait the '.
<br /> ';s.�'"�`°-� � Praperty,altoa the Proyeny to dder�ora[o.or oommit.aaste'on.the PcopeYty.Borrower shall be�irY default d any forleique
<br /> • ac�lon os ,wheahet civ�7 ox criminal,is begun that in I.endec's$ood faith Judgmetrt.00uld result in torfeiture of the .
<br /> �
<br /> y::�,'r,':y.:.�: - ptoPertY or o�����tateriatiy�#nPair the lien crest�by this 5er+irity Iastnunent or L�nder's secarity,inter�st.Boirovl+er maY ,.�
<br /> -�'�;,.i�„�;;.,.: . ' a�ue such a default�+.seinst�e.as provided in paragrapb 18.by causing the action or pmo�ding to 6e dismissed.witb a tuting .:.':
<br /> :' ` t h a i. i n�e r's g'o i r d'.f a i t h d,e[�r a i n a t t o». p r e c l u d e s�f o r f e I n u e o f t h e Borrower's iate�est ih the Propecty or other caaterial ',,.�;.+'
<br /> • • ,;::
<br /> =`.:'�,;�'�,�': .' ' impaim�eht of the tlen created$,y►,�t�ils Securlty Instroment or lcader's sewrity intems�Barrower shall also be in default if
<br /> �t:'�i�i�� ��'J Borrower:during dte tasn appli�t�On process.gave ao�ue�ally fatse or inaccu�ate infam�on ar stateme�ts to t�ader(or failed
<br /> _ .. ;;.`., `. to pmvide lxnder�r4tb as�Y matenal iN'om�ation)in oonnectlon with ttte loan evtdenced by the Note.incladin ,but nut li�ted �
<br /> -•.. "''.; '. ': tsona
<br /> , ;. to.reDnesentauona dmcern3ng Bosrower's oau�of the PmgertY as a��aipal resideaoe.If this Scpn�ity .
<br /> r �: • lees�old. Bomawer sGaU aumply with a11 the pravis3ons of the Iwse.��A:�orrower acquires fee t��w tlte Property. the =
<br /> �, �- [easehoid and the fee titte shal!not merge unless Lender agrexs td she merg�r in wricing. .
<br /> • .. :�:�:.;�' 7.Ptotection'of Lendee's Rights ia tfte Ptiuperty.lf Batrawer fa�"1s to Qerform the oovenants aad agresmeats a�r,�ned.i�a
<br /> �'si�;.. ::��`�:�` this 5ecurity Instrument. or the�is a te$ai prooerding that may significantly�affect Lender's ri�hts in the ProP�Y l�c��i�'a.. .
<br /> `= �;���� . prareeding in banlwp�tcy.pmbate,for condemnatton or forfeiture or to etsforce laws or regWatlins�.then Lender•may do and .
<br /> �,��`�'��,�-� pay for wflatever is neoe.ssary ta protecl the vatue of ihe Property and Lender's rights ia the i'rogei�y:1,�Ner's actions may , .
<br /> :;•:,,_�,.:�^•:�;'',_:=:Yk, � ir�clude paying atry�sums secured by a lien which has priority over this.Secvrity Instrument. apyearing in oourt. paying �,
<br /> ;;: ::.s:-:.,:.. . �,. reasonebie stwmeys fees and entering on the Ymperiy to make repairs.Atthwgh l.ender may take action under this para�apb
<br /> -'_''-,_:;��`'- r-.s 7 lxnder does not have w Qo so.
<br /> .:.,.',;::..��.;.';.-�;� � My nmounts dis�usaed by Lsnder under�this paraP,raDh 7 sha11 become additional debt of Borrower secvred by�ttds
<br /> - ---' - --�- Secur�ty Instnimene.Unless Botrower�d t.efudcr agree to oti�er tetms o€paiymene.these amnunts shell bear intenest from tho
<br /> ..,. ".::., ,---..:�`::� . .
<br /> :� :.,:.:.,;'�...;; date of disbursement at the Note rnte and shall be payable.with interest. upon nodce from l�ender to Bormw�r.reqnesting
<br /> '.�:�.;;:. •... paymem, �
<br /> ' ' '. �,.�:�..`� 8.Mort�age Iasuranoe._If l.ender required mortgage insutance sis a condition of making thc loan scaue4 by this Secu�ity
<br /> � ' � &S
<br /> � `�:'�::;..'•:,.,:� � Iasc�t. 8ortower shali Qay the.pmmiumsrequhed to m�intaia tDe mortgage insutance ia effect. If. far anY reawn, tha
<br /> � . ms e .
<br /> � '.� mortgage insurance coverege rcyulred by l.ender iapses or ceases to 6e in effect.�ormwer stiall pay thepremiums t�equired to .
<br /> ` � obtain coverage substantialty equivalent to the monga e insutance previous�Y ln effect.at a cast substaatialiy eq 6y�l.ender. It
<br /> - -- :` . �os�m Bormarer of tii�f►�tgega ins�r�uc�:�; 3ss�r.ffeM.f�rm aa altetnate mnr�e insvrer appsoved
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<br /> �`�� - n,asa�+♦ � Wrm8028 9190
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