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Witnesses: STATE OF Nebraska COUNTY OF Hall My Commission Expires: 07/30/2014 amt i ze GENERAL NOTARY -e of Nebraska ROBERTA L REED My Comm. Exp. Juy 30, 2014 This instrument was prepared by: Annette B Cook Borrower Collin J Krolikowski ) ss: Witness my hand and official seal this 29th day of April , 2013 . Rob = to L Reed 201303397 24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon Trustee herein and by Applicable Law. 25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to Borrower's address which is the Property Address. BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any Rider executed by Borrower and recorded with it. (Seal) (Seal) (Seal) Borrower (Seal) Borrower [Space Below This Line For Acknowledgment] 1, Roberta L Reed , a Notary Public in and for said county and state, do hereby certify that Annette B Cook, a single person and Collin J Krolikowski, a single person personally appeared before me and is (are) lcnown to me to be the person(s) who, being informed of the contents of the foregoing instrument, have executed same, and acknowledged said instrument to be their , free and (his, her, their) voluntary act and deed that they executed said instrument for the purposes and uses therein set forth. (he, she, they) (Seal) NEBRASKA — Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT (MERS) Form 30281/01 (page 9 of 9 pages) 12439.CV (9/11) 909697 Creative Thinking, Inc. GOTO(0027d589)