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N C = D co oo 01J Recording Requested by Bank of America, N.A. WHEN RECORDED MAIL TO: Bank of America, N.A. 1001 Liberty Avenue, Suite 675 Pittsburgh, PA 15222 ••��'If�'-,, This document was prepared by Bak of America, N.A.I'W�11�1 100/ Li ' /3 ,.Su 1 f c b 6 ,i /� m 6, /), 63�f /,So7o),2 See Exhibit B for assignments of record if applicable Space Above for Recorder's Use 3ts3 7/`' 7717 LOAN MODIFICATION AGREEMENT This Loan Modification Agreement (the "Agreement "), made on December 26, 2012 between GERRY K SMITH and WENDY SMITH (the "Borrower(s) ") and Bank of America, N.A., Original Lender /Beneficiary Lender or Servicer ( "Lender"), amends and supplements that certain (Mortgage /Deed of Trust) (the "Security Instrument ") dated the 9th of December, 2009 which covers the real and personal property described in the Security Instrument and defined therein as the 'Property' (See Exhibit A for Legal Description if applicable), located at 231 CAREY ST, GRAND ISLAND, NE 68803. The real property described being set forth as follows:�cw (rbrAn SAME AS IN SAID SECURITY INSTRUMENT r/6/ A 4 / F o - key. ra A V I e { / o 4 ' /14 # 409097yk In consideration of the mutual promises and agreements exchanged, the parties hereto agree to modify the Security Instrument as follows: The fifth [and sixth] sentence[s] of the first paragraph of the Security Instrument is[are] hereby amended to read in its[their] entirety as follows: Borrower owes Lender the principal sum of one hundred thousand six hundred sixteen and 88/100, (U.S. Dollars) ($100,616.88). This debt is evidenced by Borrower's note dated the same date as the Security Instrument, as amended and restated as of the date herewith ( "Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on January 1, 2043. The Borrower[s] shall comply with all other covenants, agreements and requirements of the Security Instrument. Nothing in this Agreement shall be understood or construed to be a satisfaction or release in whole or in part of the Security Instrument. Except as otherwise specifically provided in this Agreement, the Security Instrument shall remain unchanged, and the Borrower[s] and Bank of America, N.A. shall be bound by, and comply with all of the terms and provisions thereof, as amended by this Agreement, and the Security Instrument shall WDGGovLnModAgree Page 1 of 4 WDGLMAGM 7382 07/20/2007 o 66