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<br /> VA GUARANTEED I.OAN AND ASSUMPTION POLICY RIDER �
<br /> Lo�►N N0.1539217158
<br /> NOTICE: THIS LOAN IS NOT ASSU1ViABLE WITHC�UT
<br /> THE APFR�O�VIA,�,S AUTH RDIZED ATGENT.� QF VETERAI�TS �
<br /> AFFAIRS
<br /> THIS VA(3UARANTBED LOAN AND ASSUMPTION POLICY RIDE12!s made this 4th day of
<br /> November , 1997 ,and is incorpatated iato and shall be deemed to ameud aad aupplemcnt the
<br /> Mortgage, Dad of Trust or Dced to Secure Aebt (herein"Secnrity Instrument") dated of even date herewith,
<br /> given by the underaigned(herein'Bomnwer')to secure Borrower's Note to
<br /> COLUMBUS FEDERAL SAVINGS BANK
<br /> (herein"L.eader'�
<br /> and covering the Property destrlbed ia the Securlry Inswment and located at
<br /> 105 WEST 13TH S7REE7,WOOD RIYER,NE 6B883
<br /> (Propeny AAdress)
<br /> VA CiUARANTEED LOM1 COVEPTANT: In additioa to the covenants and ag�cements madc ln the SecurIry
<br /> lnsuument.Borrower and Lcnder further covenent aad agra as follows:
<br /> If the indebtedness secural hereby be guareateed or lnsured under Title 38, United States Code,such TIde and
<br /> Regutations issued thereunder az►d in effect on the due hereof ahall govem the rights, duties and IiabiliQes of
<br /> Horrower and Lender.Any provisions of the Security Iastcument or other insuumeats executed in connectiun v�+1th
<br /> rovisoa for�a g Wnt of an aum in coAUnection wltb pirePaym nt of the s9ecural indebt bedness and�th pmvision
<br /> tPhat We I.ender m�ay accelerate payment of the secured indebtedness pursuant to Govenant 17 of the Security
<br /> Insttumeat, ere henby amended or aegated to the extent necessary to conforai such insuuments to said Tide or
<br /> Reguladons.
<br /> LATB CHARGB: At I.ender's opiion,Borrower will pay a"late charge"not eacading four per centum(496)of
<br /> the overdue payment when paid mon i�au fift�a(2�s3.."ys�f'tcr the due dste thtr�f tn cny��the exaa expense
<br /> iavolved in handlin delinquent pa ta.but such "lete charge'shall not be payabfe out of the proaeds oP any
<br /> sale m�de to satis�the indebtodnes�secural henby,oaless such procads are sufticient to discharge the eatire
<br /> indebtednes�aad all pmper casts and expenaes secured hereby.
<br /> (iUARANTY:Shoutd the Dep�rqnent of Veterans Afhlrs fail or rafuse to Issue its guaranty in fu11 amount wttb�n
<br /> 60 daya from the date that this loan would normally become eligible for such guaraury committed upon by the
<br /> Department oP Vaterans Affalrs under the provisiom of Tide 38 of the U.S. Code "Veterans Beaefiw," the
<br /> Mortgaga may declare the indebtodnesa hereby sxured at onca due and payable and may foreclose im=nediately
<br /> or may exerctse any other rlghta henuuder or take any other pmper acdon as by law provided.
<br /> TRANSFER OP THE PROPERT'Y:'lhis loan may be declered immediately due nnd payable upon transfer of tUc
<br /> Fr.��,;,yY.y�sr}ug�uch lcsst s4�y np�f�,rr, nnl�ec the accentab�lity of the assumPtion of the losa is esteblisbod
<br /> pursuaat to Section 3714 of C6�pter 37.Title 38,Uniud Stetes Code.
<br /> An suthorized transfer("assumpdon")of the property eha11 also be subject to additional covenaute aad agramerita
<br /> aa set forth below:
<br /> (a)�JJMPTION PUNDINa FEB:A fa equal to oae-half of 1 percent(.5096)of the balaace of this lwa
<br /> as of the date of transfer of the pmperty shall be payable at the time of transfer to the loan holder or iu authoriud
<br /> agenc.�a hvata for the Dep�rtaxnt of Veterans Affaire. If the auumer fails to pny this fee at the time of uasfer,
<br /> the fa shAll constituu an addidonal debt to that elready sxured by this insuument, shall bear interat at the nte
<br /> herein prnvldod,and.at tve opdoa of the payee of thelndebtedness hereby sxural or any transferee tl►ereof,shaU
<br /> VA OUARANTEED IOAN AND A6SUMPTION POLICY RIDFA
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