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201303297 Parcel ID Number: 4°0435640 which currently has the address of 1409 Bi rd. e Bl va (steno C31i co (Car}U. Ncbraska65324 (Zip Code) ("Property Address"): TOGETHER WITH all the improvement,now or hereafter erected on the property, and all easements. appurtenances, and fixtures now or hereafter a part of the properly All replacements and additions shall also be covered by this Security Instrument All of the foregoing is referred to in this Security Instrument as the "Property " Borrower understands and agrees that NIERS holds only legal title w the interest granted by Borrower in this Security instrument, but, if necessary to comply with law or custom. MFRS (as nominee for Lender and Lender's successors and assigns)has the right: to exercise any or all of those interests- including, but not limited to, the right to foreclose and sell the Property; and to take any action required of Lender including, but nor limited to. releasing and canceling this Security Instrument. BORRt uNVLR COVENANTS that Borrower is lawfully seised of the estate hereby t.orveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECT RI CY INSTRUMENT combines uniform covenants for national use and mm-uniform covenants with limited variations by lutisdiction to constitute a uniform security instillment covering real property. Uniform Covenants.Borrower and Lender covenant and agree as follows: 1. Payment of Principal,lnterest, Escrow Items, PrepaymentCharges,and Late Charges.Borrower shall pay when due the principal of. and interest om the debt evidenced by the Note and any prepayment charges and late charges due under the Note. Borrower shall also pay funds for Escrow Items pursuant to Section 3. Payments due under the Note and this Security Instrument shall be made in 11.S. currency. However. if any check or other instrument received by Lender as payment under the Note or tins Security Instalment is returned to Lender unpaid, Lender may require thai any or all subsequent payments due under the Note and this Security Instrument be made in one or more of the following forms. as ,elected by Lender far cash; for money order: (ct certified check, bank check, treasurer's check or cashier's cheek. provided any such check is drawn upon an institution whose deposits are insured by a federal agency, instrumentality. or entity; or(d) Electronic Funds Transfer. Payments are deemed received by Lender when received at the location designwed in the Note or at such other location as may be designated by Lender in accordance with the notice provisions in Section 15. Lender may return any payment or partial payment if the payment or partial payments are insufficient to bring the Loan current. Lender may accept any payment or partial payment insufficient to bring the Loan cun-cut, without waiver of any rights hereunder or prejudice to its rights to refuse such payment or partial payments in the future. but Lender is not obligated to apply such payments at the time such payments are accepted. If each Periodic Payment is applied as of its scheduled due date, then I ender laced not pay interest on unapplied funds, Lender may hold such unspotted funds until Borrower mates payment to bring the Loan current. It'Borrower does not do so within a reasonable period of time. Lender shall either apply such funds or return them to Borrower If not applied earlier, such hinds will be applied to the outstanding principal balance under the Note immediately prior to foreclosure. No offset or claim which Borrower might have now or in the furore against Lender shall relieve Borrower from making payments due under the Note and this Security Instrument of performing the covenant, anti agreements secured by this Security instrument. NEBReSaA-Smy.e Family-Faire Mseirreaaie Mac UNIFORM INSI RUMF\r WITH rEPS ��:- l_a( . Form 3u28 1/01 MVP m VMP6)-INElrIIUS):M Wolter=Klawer Flranual Serve. Fags 4 of 17 III IIIIUIIIIIIIIII IIIIIVIII IIIIIIIIIIIIIIIII q03314941622 9233 326 0417