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201303297 <br /> (C) "Lender"is QU`C'Ken cons <br /> Lender is a COrpo-iiti on <br /> organized and existing under the laws of Ike State of Michigan <br /> Lender's address is 1050 IWICocward Ave, Detroit , MI 48226-1906 <br /> (D) "Trustee" is Title Source, Inc. <br /> (E) "MERS" is Mortgage Electronic Registration Systems, Inc. VIERS is a separate corporation that is acting <br /> solely as a nominee for Lender and Lender's successors and assigns. MURS is the beneficiary under this <br /> Security Instrument. MERS is organived and existing under the laws of Delaware. and has an address and <br /> telephone number of P.U. Box 2026, Flint. MI 48501 2026, tel (8881 679-MERS <br /> (F) "Note" means the promissory note signed by Borrower and dated April 18. 2013 . 'rue Note <br /> states that Borrower owes Lender One Pundrod Ninety t no Maisano our <br /> hundred Seve"_V Five and 00/ 100 <br /> Dollars(U.S. $ 199.475.U0 t plus interest. Borrower has promised to pay this debt in regular <br /> Periodic Payments and to pay the debt in full nor later than May -, 2040 <br /> (G) "Property"means the property that is described below under the heading"Transfer of Rights in the <br /> Property." <br /> (H) "Loan"means the debt evidenced by the Note, plus interest. ally prepayment charges and tate charges due <br /> under the Note, and all sums due under this Security Instrument, plus interest. <br /> (I) "Riders"means all Riders to this Security Instrument that are executed by Borrower. The &iilowing Riders <br /> are to be executed by Borrower [check box as applicable]: <br /> r_ Adjustable Rate Rider 1_. I Condominium Rider � i Second Hor , Rider <br /> H Balloon Rider Planned Unit Development Rider I 11-4 Family Rider <br /> VA Rider 1 I Biweekly Payment Rider X!L. Otherls) [specify] <br /> _eg i Attached <br /> (J) "Applicablelaw" means all controlling;applicable federal, state and local statutes, regulations, <br /> ordinances and administrative rules and orders(that have the effect of law) as well as all applicable final, <br /> non-appealable judicial opinions. <br /> (K) "Community AssociationDues, Fees,and Assessments"means all dues. fees. assessments and other <br /> charges that are imposed on Borrower or the Property by a condominium association, homeowners <br /> association or similar organization. <br /> (L) "ElectronicFundsTransfer"means any transfer of finds. other than a transaction originated by check. <br /> draft, or similar paper instalment, which is initiated through an electronic terminal, telephonic instrument, <br /> computer, or magnetic tape so as to order, instruct. or authorize a financial institution to debit or credit an <br /> account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine <br /> transactions, transfers initiated by telephone. wire transfers. and automated clearinghouse transfers. <br /> (M) "Escrow Items" means those items that are described in Section 3. <br /> NC3RA5'dAS:n3ia Family-Fan/2a A9:cW midm,Win UNIFORM INStRIIME'vT IYIm MFRS <br /> Fort'iO10 1/01 <br /> s <br /> OAP . VMP6,,INE)/1105)00 <br /> ,volte s Nua.e:Financial Sew¢a•. Pair 2 ra R <br /> III I'IIIII III IIIIIAIIIIIIIIIIIIIIIIIIIIIIIIIII <br /> g0 3 3119 1 16 2t 0233 326 0217 <br />