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201303289 <br /> 18 <br /> accord and satisfaction. Notwithstanding the application of any such amount to the <br /> Indebtedness, Borrower's obligations under this Security Instrument and the Note shall <br /> remain unchanged. <br /> 11. COMPLIANCE WITH LAWS. Borrower shall comply with all applicable: <br /> laws; ordinances; regulations; requirements of any Governmental Authority; lawful <br /> covenants and agreements recorded against the Mortgaged Property; so long as the <br /> Loan is insured or held by HUD, the Regulatory Agreement, and Program Obligations <br /> including lead-based paint maintenance requirements of 24 CFR Part 35, subpart G, <br /> and any successor regulations; including but not limited to those of the foregoing <br /> pertaining to: health and safety; construction of Improvements on the Mortgaged <br /> Property; fair housing; civil rights; zoning and land use; Leases; and maintenance and <br /> disposition of tenant security deposits; and, with respect to all of the foregoing, all <br /> subsequent amendments, revisions, promulgations or enactments. Borrower shall at all <br /> times maintain records sufficient to demonstrate compliance with the provisions of this <br /> Section 11. Borrower shall take appropriate measures to prevent, and shall not engage <br /> in or knowingly permit, any illegal activities at the Mortgaged Property, including those <br /> that could endanger tenants or visitors, result in damage to the Mortgaged Property, <br /> result in forfeiture of the Mortgaged Property, or otherwise impair the lien created by <br /> this Security Instrument or Lender's interest in the Mortgaged Property. Borrower <br /> represents and warrants to Lender that no portion of the Mortgaged Property has been <br /> or will be purchased with the proceeds of any illegal activity. <br /> 12. USE OF PROPERTY. Unless permitted by applicable law and approved <br /> by Lender, Borrower shall not (a) allow changes in the use for which all or any part of <br /> the Mortgaged Property is being used at the time this Security Instrument was <br /> executed, (b) convert any individual dwelling units or common areas to commercial use, <br /> (c) initiate or acquiesce in a change in the zoning classification of the Mortgaged <br /> Property that results in any change in permitted use that was in effect at the time of <br /> initial/final endorsement, (d) establish any condominium or cooperative regime with <br /> respect to the Mortgaged Property, (e) materially change any unit configurations or <br /> change the number of units in the Mortgaged Property, (f) combine all or any part of the <br /> Mortgaged Property with all or any part of a tax parcel which is not part of the <br /> Mortgaged Property, (g) subdivide or otherwise split any tax parcel constituting all or <br /> any part of the Mortgaged Property, or (h) so long as the Note is insured or held by <br /> HUD, permit the Mortgaged Property to be used as transient housing or as a hotel in <br /> violation of Section 513 of the National Housing Act, as amended. <br /> 13. PROTECTION OF LENDER'S SECURITY. <br /> (a) If Borrower fails to perform any of its obligations under this Security <br /> Instrument, Note or Regulatory Agreement, or if any action or proceeding is <br /> commenced which purports to affect the Mortgaged Property, Lender's security or <br />