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201303171 <br /> ADJUSTABLE RATE RIDER <br /> (I Vea1''treasury Index -Rate Caps) <br /> THIS ADJUSTABLE RATE RIDER is made this 18th day of April , 2013 <br /> and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed <br /> of Trust, or Security Deed (the "Security Instrument") of the same date given by the <br /> undersigned (the "Borrower") to secure Borrower's Adjustable Rate Note (the "Note") to <br /> EQUITABLE BANK <br /> (the "Lender") of the same date and covering the property described In the Security <br /> Instrument and located at: <br /> 8200 N EQUUS LN <br /> Cairo, NE 68824 <br /> [Property Address] <br /> THE NOTE CONTAINS PROVISIONS ALLOWING FOR CHANGES IN THE <br /> INTEREST RATE AND THE MONTHLY PAYMENT. THE NOTE LIMITS THE <br /> AMOUNT THE BORROWER'S INTEREST RATE CAN CHANGE AT ANY ONE <br /> TIME AND THE MAXIMUM RATE THE BORROWER MUST PAY. <br /> ADDITIONAL COVENANTS. In addition to the covenants and agreements made in the <br /> Security Instrument, Borrower and Lender further covenant and agree as follows: <br /> A. INTEREST RATE AND MONTHLY PAYMENT CHANGES <br /> The Note provides for an initial interest rate of 5.500 %. The Note <br /> provides for changes in the interest rate and the monthly payments as follows: <br /> 4. INTEREST RATE AND MONTHLY PAYMENT CHANGES <br /> (A) Change Dates <br /> The interest rate I will pay may change on the first day of May 2018 <br /> and on that day every 12th month thereafter. Each date on which my interest rate could <br /> change is called a "Change Date." <br /> 24004175 <br /> MULTISTATE ADJUSTABLE RATE RIDER- ARM 5-2 Fannie Mae 4-2/5-2/6-2 ARM <br /> Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3111 1/01 <br /> VMP r 82 4) <br /> Wolters Kluwer Financial Services Initial Page 1 1 of of 4 <br /> \ <br />