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<br /> _ 97.� �D 93J� �.
<br /> payments may no lofiger be requirod,at thc optian af Lender,if mortgage insurance covorage(In the amount and f�r thc pcdod
<br /> that l.cncfer requirc�)provid� by an insurer sppr�vai by l.endcr again becomes nvatlable and is obtulnai. 8orrower shall pay
<br /> the Fremiums required to nu�intnin mortgege insurancc in cffect,ar to pravfde aloss reserve, until �hc requirement for nwrtgagr
<br /> insurunce ends in urcordance with nny wducn agreement betwetn Bcvrower u»d Let�der or nppUcable Inw.
<br /> 9. InxprMinn. Lender�r its egent muy muko rcusc�nable entries upun and inspeceions af the Prdperty. Lendcr si�ull give
<br /> Borrowcr noticc et the dme of ar prlor ta an in�peclion spcctfying reusanablc causc for the ins�eccion.
<br /> 10. Condemn�tion. The prc►cacis of any awurd or cluim for dumage�,direct or cansequentlul.fn connaction with any ,
<br /> condemnatian or other tuking of rsny part af the Propeny, cir for conveyunee in lieu of candemnation.ure hcreby n�signed und
<br /> shall bc paid to I.endcr.
<br /> In the�vcnt uf u total�uking of the Property,the�+rnceeds shaU he applied to the sums secured by this Security Instrument.
<br /> whcthcr or nat then dac, with any excess patd to&ttrowcr. in the cvcnt of a pnrtixl taking of the Prapeny in which the fuir
<br /> market value of the Property immediatcly before thc taking is cc{uul to or greater than the amnunt of the sums r+ecured by this
<br /> Security lnstrumcnt immediately t�eforc the laking,unless Barrower und I.cnder otherwise agrce in writing.
<br /> thc sums sccured by
<br /> this Securlty Instrument shall be re�uced by the amount of the procads multiplied by the following fraction: (a) Qte tatsl
<br /> amciunt of the sums saured immediatcly befare thc teking,dividecl by (b) thc fair market value of the Property immediatcly
<br /> beforo thc taking. Any ba{ancc shall be paid ta Borrower. In the event of a partiul taking of the Property in which the fair
<br /> market value of the Property immalfutely before the taking is lcss than thc umount of thc sums secured immcdistcly befarc the
<br /> taking. unless Borrawer aixl l.ender otherwtse agree in wrtting or unless applicable law othenvtse provides, the proceeds shall
<br /> be applied co the sums securod by this Securfty Instrument whcther or not the eums are then due.
<br /> If the Propercy is abandoned by Borrower. ar lf,aftcr natice by L,ender to Borrower that the condemnor offers ta make an
<br /> award or settle a clatm far damages. Bo�ewe�f�s ta�i�pt�n e her to restoirntiondor repair of the Property ar ta the sums
<br /> I.,ender is authorizod to collect arni app y p
<br /> secured by thts 3ecurity Instrt►ment,whether or nat then due.
<br /> Unless Lender and Honower otherwise c+gret in writing, any application of proceeds to principal shall not extend or
<br /> postponc the due date of the monthly payments refened to in paragraphs 1 and 2 or change the amount of auch payments.
<br /> 11.Bocrnwer Not Released;Forbearxnce By I.entler Not a Watver.Sxtension of the time for payment or modification
<br /> of umoniratton of the sums secured by thls Securiry lnstrument grantod by I.ender to any successor in interest of Borrower shell
<br /> not operate to release che lisbility of the original Horrower or Bottower's suaessors in interest. l.ender shall not be roquiral to
<br /> commence prucudings against nny successor in interest or refuse to extend time for payment or othenvise madify amortilatlon
<br /> of the sums sxured by thls Security Instrument by mason of nny demand made by the original Borrower or Borrower's
<br /> successors in interest.Any forbearence bY L�ender in exercising any right or remedy shall not be a waiver of or preclude the
<br /> cxcrcise of eny right or remedy.
<br /> 12. Successors�nd Assign9 Bound;Jo1nt s�nd Several Liability; Co-signers. "Phe covenants and agraments of this
<br /> Security lnstrument shali bind ard bene�ic ihe �uc�.►x,�s�rsd a�s�gn�°f Le.'s�er en� g`-"�"wer: subject to thc pravisions of
<br /> paragraph 17. Bonower's covenants and agrcements shall be joint and several. Any Borrower who w-signs this Secur�ty
<br /> Insriument but dces not execute the Note: (a) Is co-signing this Security Instrument only to moRgage. grant and convey thAt
<br /> Borrower's tnterest in the Property under the terms of this Security Insuument: (b)is not personally obligated to pay the sums
<br /> securod by this Securiry Instrument;and(c)agrees that L,ender and any other Borrower may agree to extend,modify.forbear or
<br /> malce any accommodatians with regard to the terms of this Secudty lnstrument or the Note without that IBorrower's wnsent.
<br /> 13.Losm Chsirges.If the loan secured by thls Securlty Instrument is subject to a law which sets maximum loan charges.
<br /> end that law is finally interpreted so that the interest or other loan charges collcxted or to be collected in wnnection with the
<br /> loan exceed the permittod limlts.then:(a)any such loan charge shall be reduced by the amount necasary to reduce the charge
<br /> to the permitte� limit;and(b)any sums already collected from Boaower which exceeded permitted limits will be r�fundal to
<br /> Bonower. Lender may choose to make this refund by reducing the principal owed under the Note or by making a direct
<br /> payment to Borrower. If u refund reduces pdncipal. the roductton will be treated as a pa►tial prepayment without any �
<br /> prepayment charge under the Note.
<br /> 14.Notkes.Any nottca to Borrawer provtded for in this Security Instcument shall be�iven by delivering it or by mailing
<br /> it by first class mail unless applicable law requtres use of another method. The notice shall be directed to the Property Address
<br /> or any othcr address Borrower de.�ignates by notice to Lender. Any notice to Lender shall be given by first class mail to
<br /> Lender's eddress ssated herein or any other address Lender designates by nocice to Borrower. Any notice providod for in this
<br /> Security Tnstrument shall be de�med to hnve been given to Boaowcr or Lender when given as provided in this paragraph.
<br /> 15.Governing I.aw; 5everability. This Security Instrument shall be governed by faleral !aw ancl the luw of the
<br /> jurisdictton in which the Property is located. In the event that any pravision or clause of this Security Instrument or the Note
<br /> confltets with applicable law.such conflict shall not affect other provisions of this Security Inst�ument or tlie Note whieh can he
<br /> given effect wIthout the confl(cting provision. To this end the provisions of this Securiry Instrument and the Note are declarcd
<br /> to be severable.
<br /> 16.Borrower's Copy.Borrower shall be given one conformed copy of the Note and of this Security Instrument.
<br /> • Forcn 3028 9l80
<br /> ' P�pa 4 of 8
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