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<br />- ���,� ' S.Nira�rd or Property In�ar�nce. Borrower ahell kocp tlio improvemcntu now oxisdng on c�rcafter erectcd on the Property
<br /> �'_,.,.,R inaurod egainst los�by firc,ha�ards includcd wfthin Ihc tcrm "cxtcndtd cavcragc" and any othcr hazards,including floods or _
<br />�:-''f'��' flnadir.,;.far which Lendcr rcquires insurancc.Thja insurancc shall bc maintaincA in thc nmounts end tar thc periad.g that Lcn�cr _
<br /> rcquires.'l�o insuranco caaiu pmviding tho insuranca shall bc choscn by Hotrawcr subjcct ta l.endcr's approvnl which ahull not -
<br /> ;E`,ir:,.� � bo unrcagonably wllhhcld. If l�arower feUs to mair►tain covcragc dcscrlbcd abovc, l.cndcr may. at Lcndcr's opUan, obtain _
<br />-` � covera�a uf protect Lender's dghq in I�e Pcoperty in aceordenea with paregreph 7.
<br /> '-.��� All insuranc�s policics and renewal�shall bc acccptablo to Lcndcr and ghall includo a atandard mortgaga clausc.L.cndcr shall
<br /> ,_�,��� have the dght to hold the pollcia end renowat�.If Lcndet rcquires,Sorrowcr ehall promptly givc to Lcndcr all rcccipts of paid
<br /> _ _ �xcmiums and renewal noUcc.4.In th�cvcnt of loss.Borrowu shdl givc prompt nadcc to thc inaurancc carrlcr und L.ender.I.cndcr
<br /> _u�. may make proof of loss if not mndo promptly by Borrowu.
<br /> Unless D.cndcr and Borcowcr otbcrwuo egreo in wddng, insurence pmcccda sheU bc appUcd to restorat�an ar rcpair of the
<br /> j`°' property damaged,if tho restoradon oc repair is economicelly fea4ible and I.ender's socuriry is nat Iessened.If the restoradon or
<br /> �'?'`i repair is not oconomicaUy feasibb or Lender's securlty would be Icsscnod,�he Insurance proaods sha11 bc appUed to�1►c sums
<br /> ,�� securat by this Sccurlty Instrument,whcthcr or not then due,wlth any cxccss paid to Barrower. If Bocrowu abandons thc
<br />����.{�. Propaty,or does not ensx�cr wi�htn 30 days a notica from L.ender that tho Insurance carricr has offered w settle a c1aIm,lhen
<br /> .-'*�` -- I.endu may collect the insurence procACCis.L,endu may use the procecds to repair or restore tho 1'roperty or to pay sums secwed
<br /> �--�'- by thi.g Secur[ty Inswment,whethu or not then duc.The 3aday period wW begin when tho nodce!s given.
<br /> ""'�' Unless Lender and Horrowcr otherwise agree in wrltia8,�Y aPPllcadon of procceds W princip4l shall not extcnd or postpona
<br /> -- the due date of the monthly paymu►is refeaod to!n paragraphs 1 end 2 or change the amonnt of 1ho payments.If under paragraph
<br /> 21 the�ropaty is acquired by Lenda, Borrowu's rlght to any insuranca poQcies and procads resulting from daznage to thc
<br /> propesty prior to the acquisidon ahall pass w Lendu to the extent of the sums secured by tbls Security Instr�ment immedlatelY
<br /> _ _____ prior w the 8cquistflon.
<br />--- 6.Occupancy,Preservatbn,Niafntenwnce and Protectton of the Property; Bo�rower's Lwtn Applkatbni I.e�aehn{ds,
<br /> Homuwa sheU occupy,esteblish,and use the 1'roperty as Bornower's principal residcr►ce within A.�cty days after Ihe exxudon af
<br /> 'y'�`� thLg Securlty Insuument and shaU coaunue w occupy the Prope�ty as Borrowu's principal resldence for at least one year after the
<br /> date af occupancy, unlcss Lenda aherwise aBras jn wrjting� wh�Ch consent stwU not be unreasonably withheld, or unless
<br /> -��"r� exunuadng circumstances exLct whlch are beyond Borrower's control.Borrower shaU not destroy.damage or impair the Propeny,
<br />- a1loy�r ttie property to detulorate,or eommit waste on the Propecty. Bomnwer shail be in default if any forfeipue ac6on or
<br /> procoeding.whethu civil or criminal,ls belNn ihat in 1�e+ider's Bood feith judgment could result in forfefwre of the Property or
<br /> — cNt�crwise rpat�er�ally impair the liu� c�ceated by this Securlry Instrument or Lender's sccurity inunst�Borrower may cure such a
<br /> ----- defanit su�d reinstate.aq provided in paragraph 18� by causing the acdon or procading w be dlsmissed wlth a culing that,�n
<br /> Lender's good faith determination�Pcecludes fodeiwre of the Bor�nwer's interest in tha Proputy or other material impairment of
<br /> ����h��.,,�,��ri.�r.�►o�t Qr 1 P.��Ir.r'g Securicy interest Borrowet shall also be in defoult lf Somowet.during tha
<br /> — loan epplleptlon process�8ave rnaterlally false or uwccurate informadon or statements to Lender(or failed W provide Lendu wlth
<br /> any awtcrial infomiation) in connecdon wlth tde loan evldencul by the Note. including, but not Gmttod to. representadons
<br /> concaning Bomnwa's occupancy of the Prope�ty as a principal residence.If this Securtry Instrurt�t is on a leasdwld,Borrowe�
<br /> shall compiy wlth aU the provLslans af the lease.If Borrowu acquires fee title to ihe Property,the leasehold and the fa dde shall
<br /> not merge unless Lende�agroes to�he mergu in wrlting.
<br /> 7.Protectlon ot Lender'd Rf�lsta in the Pcoperty. If Borrowa fails to puform the covenaats and agroemonts contained in
<br /> this Security Insuument,ot then is a legal procoedin8 thac may signif'�antly affect I.ender's rlghts in the Propaty(such as a
<br /> procaciing in bankruptcy,probate,fa condemnaHon or fodeiwre or to enforce laws or ng�iona).tt�en Lenda may do and paY
<br /> for whatavu is nacessary to pro�ct the value of the Propetty end Lendu's dghts in the Propeity.I.tndex's acdons may include
<br /> paying any sums secnred by a lien which hag prlodty over this Scciuity Instrument,appearing in court. paYinB reasonabk
<br /> att��meys' foes and entering on die Pcoperty w makc rcpairs.Although Lendu may take acdon undu this paregraph 7.Leackr
<br /> does not huve to do so.
<br /> Any amounts disbursed by Lendet under this paragraph 7 shall become additional debt of Borrower secured by thts Socuriry
<br /> Instrumen�Unless Bor[ower and l.ender agroe to other tenns of payment,thcse amounts shall bear intemst fran the date of
<br /> disbursement at tha Note rate and st�all be payabk,with intaest,upon naice from Lender W Borcower requestin8 PaYment
<br /> a.Mort�Age Iosurance. If Lerider required mortgege insurance ag a condItion of making the loan socured by this Sxiuiry
<br /> — Instrument, Borrower shall paY the premiums required w maintain the mortgage insucance in effect If, for any res�son, tha
<br /> mcxtgage insuranca covusge requind by Lendu lapses or ceases w be in effect,Borrower shall pay the premiums cequired w
<br /> obtain coverage substanti�llally equtvalenc to the mortgage insurance prcviously in effect,ai a wst substantlally equivaknt to the
<br /> cost to Barowu of the mortg�ge insurance prcviously in cffect,fcom an altemate moctgage lnsu�er epproved by I.er�dcr.If
<br /> substantially oquivale�t nwrtgage insurance coveragc Ls not available.Borrower shall pay w Lendu ca�h month a sum equal to
<br /> — on�twelfth of the yaarly mortgage insurance premium being paid by Aorrnwu when the insurance coverage lapsed or cea5ed W
<br /> � be in effect Lendcr wlll accept,use and retain these payments as a loss mserve in licu of mortgage insurance.Loss mselve
<br /> Form 002� YIDO
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