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<br /> 9orcowcr shall alsa be In dcfault if Borrowcr,during 1hc loan applicaUon proccs.g,gavo matcrially fatsc or ineccuratc
<br /> InfomiaUon or statcmcnG4 to Lcndcr(or failc�l w provido Lcndcr with any mutcrlal intormndon)In cannccdon whh the
<br /> loan cvldcncod by Ihe Nntc,including, but not limitcd to, rcprescnt�dons conccming Borrowcr's occupancy of tho
<br /> Property as a prtncipal rosidcnce. If this Sccuriry Inswmcnt is on a leaschold, Botrowct shall comA1Y wid►thc
<br /> provistons of thc latc.If Borrowcr ncqnires fee dde [o the Propeny,thc lcaschofd and fec ddc shall not bo mcrged �
<br /> unkas Lendu agreea w thc mcrgu!n writing.
<br /> 6.Condemn�lbn.The pmcxds of any award or claim for damages,direct or cansequentjal,in connecdon wlth
<br /> eny condemnation a other taking of any part of thc Froperty,or for convcyancc i�placo of condcmnadon,arc hucby
<br /> assigncd and ehaU be paid to Lendcr W the excent of the full amount of tho indebudncss chat rcmains unpaid undu tho
<br /> Note and th�s Security InstrumeaG L.ender shaU apply such proceeds to the nducdon of thc indebtcdness under thc Note
<br /> and this Sezurity Instrument,t"ust to any delinqucnt amounts applkd In the ordcr providcd in paragreph 3,end then to
<br /> prepeyment of principal.My appllcation of the pmcocds to the principal shall not axtend or postpone the due date af the
<br /> monthly psyments,which aro refcrred to�n pxragraph 2,or change�he smount of such paymcnts. My excess procxds
<br /> ovu an amount roquired to pay all outstanding in�abtedncss under thc Nou an�this Security Instrumcnt shall bc paid w
<br /> the entity Iegally entltled theceto.
<br /> 7. Charges to Borrower and Protection of I.ertder's Rights in the Property. Borrower shap pay a11
<br /> govanme�ntal or municipal charges,�nes and Impositions that are not included In paragraph 2.Borrowu sball pay these
<br /> obAgatians on time directly w thc cntity which is owed tho paymcn�Tf failure to pay would adversely affect I.ender's
<br /> lntaest ln tho Property,upon Le+�der's mquest Barrowu shaU prompdy fumish w Landcr rectipts evidencing these
<br /> PaYmenta.
<br /> If Sorrower f�ls w make these payments or thc payments required by paragraph 2,or fails co perform any othu
<br /> cove�ants and agreements contained in this Security Instrument,or ttiere is a kgal proccedinS that may eignifiandy
<br /> effect Lenda's rights in the Property(such as a pcocoeding in bankcuptcy.for condemnadon or w enforce lawa or
<br /> regulations).then Lende,r may do end pay whatevu is noce,gsuy to protect the value of the Pcoperty and I.endes's rlghts
<br /> in the Propetcy.includinB PaYmertt of taxes�ha�.ard insurAnco and other lums mentionod�n paragraph 2.
<br /> My artbunts disbursed by I.ender under thls paragraph shall becomo er► additional debt of Borrowu and be
<br /> eocurod by this�ocurity Insuumen�'Ihesc amounts shall bcar Intexest from the dau of disb�uscment,at the Note rau,
<br /> �nd at the oPtbn cf Lander.shaU be immodiately due and payable.
<br /> Bvcivwu ai�3U E.;�mpily tliscltargc any l:tst�:hi�tt!ss°gr�QSil;Qv��fltlg Gr��riiy Tnctrument unless BorrOwrl:(a)
<br /> agrees in wridng w the paymeat of the obGgation socured by Ihe lien in a manner acccptable to Lendu;(b)contas�s ir►
<br /> good faith 1ha Gea by,a defends against enforcement of the lien!n.legal proceedings which in the Lender's oPinton
<br /> opaate w prevent the cnforcement of the liea;or(c)secures from the holder of the lien en eKreemont satisfactory w
<br /> L.cnder subordinating the licn w this Seciuity Instrumen�If Lender detumines that any port of the PropatY�S subject to
<br /> a lien which may�uain priority ovu this Security Insuument,L.cnder may give Borrowu a nodce idendfyh►g the Hen.
<br /> Borrower shall sadsfy the lien or take one or mae of the ac:tions set forlh above within 10 days of the giv[ng of notke.
<br /> 8.Fees.Lenda may coltect fees and charges authorized by tha Secretary.
<br /> �.�=!'^��t 5or ic�e�.r°:iss»sE t?ebA
<br /> (a) Defauk. Leridu may.eacept a4 limiud by regulations issuod by the Socretary. in the case of payment
<br /> defaults.requirc immediate payment in full of eU sums secured by this Sccurlty Instrument if:
<br /> (i) Barowa defaults by Faillng to pay in fuU any monthly payment required by this Securiry Instrument
<br /> prior to or on the due dau of the next monthly paymcnt,or
<br /> (ii) Barowu dsfaults by failing,for a perlad of thirty days,to perform any other obligations contalnod in
<br /> this Sxuriry Insttument
<br /> (b)Sale Witliout Credit Approval.Lender shall,if pem�ival by appllcabk law(including Sxtion 341(d)of
<br /> the Garn-SG Germain Deposiwry Insdmdons Act of 1982,12 U.S.C.1701 j•3(d))and with 1he prior approval of
<br /> the Secretuy.nquire immediate payment in full of ell sums secured by this Socurity Instrument if:
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