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<br /> of 9ormwcr'g covenonis and egrccmcnts undcr thls Sccurity InKUUmcnt and thc Nutc. For this purposc, Borrowcr
<br /> irrevocably grenta and convcyn W thc 1'rustcc,in trust,wit�powcr of r,alc,the following dcscrlbal property Iocatcd in
<br /> HAL,L Counry.Ncbrsska:
<br /> I,OT TWO HUNDRED EI(iHTBEN (218) WEST LAWN ADDITION TO THE CITY OF `
<br /> dRl►ND I9LAND, HALL COUNTY, IJEBRABI(A.
<br /> WhICh hes ihC AddIPS3 Of 1412 NORTH aRAND I$LAND AVENUE, C3RAND IBLAND (Sueet,Ciryj,
<br /> NEb[eS1c& 68803 I21p Code1 (���'Op�Y AddtCSS"):
<br /> 'PO(}ETHER WITH sU thc improvcments now or hereafter crected on thc propeity, and aU easementS,
<br /> appurcenances and futures now or hercafter a part of ihe proputy.All replacements and addlttons shell also be covued
<br /> by Ihis Sccurity InstrumenG All of the forcgoing is refcrred to ln this Securiry Instrumcnt as the"Property."
<br /> BORROWER COVENANTS that Borrower is lawfuUy scizcd of thc estate hereby conveyed end has the dght to
<br /> gnut and convey the Property and that the Property ls unencumbered,except for cncumbrances of record.Bo�rower
<br /> waRants and will defend gcnerally thc dde to thc Property against aU claims and demands,subjoct to any encumbrances
<br /> of tecord.
<br /> THIS SECIJRIT'Y INSTRUMENT combines unifonn covenants for nadonal use end non-uniform covenants wtth
<br /> limited variadons bv jurlscIIcdon to consdtute a uniform seciuity instrument coverjng real property.
<br /> �sorrower and Lender covenuni e,;d ug��+3s foAows:
<br /> UNIFORM COVBNANTS.
<br /> 1.Fayment ot Principal,Interest and L�te Charge.Borrower shall pay when due the principal of,and interest
<br /> on,the debt evidenced by the Note and late charges dua under the Note.
<br /> 2.Monthly Payment of Taxes,Insurance xnd Other Chargee.Borrower shall include in cach monthly payment,
<br /> tagether with the principal and interest a�set forth in the Note and any late charges,a sum for(a) taxes and special .
<br /> aisseesssmcnts levtal or to be lovied ageinst the Prnperty.(b)lcasehold payments or ground renLS on the Property.and(c)
<br /> prcmiums for fnsnrance required under paragraph 4. In any year in which the L.end�r must pay a mortgage Insurance
<br /> premium w the Secretecy of Houstng and Urban Developmcnt("Secretary"),or in any year in which such premium
<br /> would have been requircd if Lender stGl held the Security Inswment,each monthly payment shall also include either.(i)
<br /> awm for the annual mortgaga insurance premium to be paid by Lender to the Secretery+,or(ii)a monthly charge�nstead
<br /> ot a mortgage 3nsurenca pcemium if this Seciuity Instrument 1s held by the Secretary.in a reasonable amount W be
<br /> ekrermined by the Secretery. fixcept for ihe monthly charge by the Secretary,these items are called"Escrow Items"and
<br /> the s�uns paid to Lender erc called"Escrow Funds."
<br /> Lender may,at eny dme,collect and hold amounts for Escrow Items in an aggregato amount not to exceed the
<br /> maximum emount that may be cequired for aorrower's escrow account under the Real Estate SeWement Procedures Act
<br /> of 1974, 12 U.S.C.Secdon 2601 et s�q.and fmplemendng rcguladons,24 CCR Part 3500. as they mey be amendod
<br /> from tLne to 6ma("FtESPA"),exccpt rhat the cushion or rescrve permiucd by RESPA for unandcipated disbursements
<br /> a disbursements hcforc tho Borrowcr's payments are available in the account may not be based on amounis due for the
<br /> mortgage insurance premium.
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