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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />- BOR <br />STATE OF <br />COUNTY OF <br />t It <br />201303046 <br />451302838 <br />The foitegping instrument was acknowledged before me this __, day of <br />, by THOMAS J. BACKER AND JODY L. BACKER, HUSBAND <br />AND WIF <br />GENERAL NOTARY - State 01 Nebraska <br />ELIZABETH A. GARDUNO <br />*COMM. Gip. March 2, 2017 <br />My Commission Expires: <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Oil 338.9 Page 14 of 14 Form 3028 1/01 <br />