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After Recording Return To: <br />OPEN MORTGAGE, LLC <br />14101 HIGHWAY 290 WEST, <br />BUILDING 1300 <br />AUSTIN, TX 78737 <br />DEFINITIONS <br />f( Adjustable Rate Rider <br />ri Balloon Rider <br />! 1 -4 Family Rider <br />DEED OF TRUST <br />[Space Above This Line For Recording Data] <br />El Condominium Rider ri Second Home Rider <br />I....�'. Planned Unit Development Rider r' Other(s) [specify] <br />[ I Biweekly Payment Rider <br />Loan Number: 577- 00000165 <br />MIN: 100598657713020090 <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated APRIL 10, 2013, together with all Riders to this <br />document. <br />(B) "Borrower" is ROSE MARY DRESDEN, A SINGLE PERSON. Borrower is the trustor under this Security <br />Instrument. <br />(C) "Lender" is OPEN MORTGAGE, LLC. Lender is a LIMITED LIABILITY COMPANY organized and <br />existing under the laws of TEXAS. Lender's address is 14101 HIGHWAY 290 WEST, BUILDING 1300, <br />AUSTIN, TX 78737.}��_ <br />(D) "Trustee" is pft /#/ p/ smtAciF/ /704 WES F : 1 STREET, GRAND <br />ISLAND, NE 68802. CHICAGO TITLE INSURANCE COMPANY <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number <br />of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated APRIL 10, 2013. The Note states that <br />Borrower owes Lender Seventy -One Thousand Two Hundred Fifty And No /100 Dollars (U.S. $71,250.00) plus <br />interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than MAY 01, 2028. <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(II) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial <br />opinions. <br />Initials: i ( a t 1 <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 (page 1 of 13 pages) <br />