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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />41 <br />�� (Seal) <br />ul' sky - Borrower <br />irr <br />11 `` (Seal) <br />Deborah K Huli - Borrower <br />STATE OF NEBRASKA, <br />On this 4 th day of April, 2013 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Joel B Hulinsky, Deborah K Hulinsky <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his /her /their voluntary act and deed. <br />Witness my hand and notarial seal at 2009 N Diers Ave, Grand Island, NE 68803 <br />in said county, the date aforesaid. <br />My Commission expires: / a -a. ti <br />Hall <br />NEBRASKA Single Family - FannieMae /Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 446 -3555 <br />LFI #FNMA3028 9/11 Page 13 of 13 <br />201302894 <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />[Space Below Thls Line For Acknowledgment] <br />County ss: <br />i <br />Linda M Glause v/ -Notary Public <br />