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<br /> `, � 1Tso�undr sl�ail be hetd in ah.insdtatton whosc dcpas�ts.are insuccd by e fr�t�r�! o�a�y, ta`�iu�rcrnt�. u�
<br /> `�:'`°�Y4'`�j�`�`�i"� �(inctpdir�g I.cndcr.if t.cndet is such an in�titutla�)or in cusy�e�l�kanc 1��E�nh.�.Cr�ctcr•h�Ei uppt�thc Ku+�d+tU p�y�� "_
<br /> : ��� �•. �raw itaas.t.endc:may not cdarge Barmwer for hotdiag and epplying the�unctn.annu�tty unaly�iag t1�e cwen►w uccaunt.a* �
<br /> , t:��r�-:�t ":,-� v�ritjring the Fsstow ltsms�untess Lcnder�ys�rrower intet+est on the Funds anda�yticubfe l;►w pemiit�l.cndee to mtke such }.�
<br />�`�:`•;•,:.;'�-`�;'::� u cAatg�e.Howe�rer.Lcadcs muymq uire Soirowec to pay o os�e-time chnrge fnr Un indeprndent reat c`tntc ta.�rcpflrting aervice :-
<br /> �- '`�h �'����,, used 6y L�sder in connec�io� wllh this toan. aniess a�licable law provides othenvise. UnR� un ng�mrnt �.� made or
<br /> ` trt� " :� applisebie[aw t�qui�es intemst tQ be paid.lcnder�all not be requtned w pay Bnrnswer say jntenyt or eamM a an the fivacLs. '.
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<br />_ �;".�`�.: ,,,.:_r. • Bacnawar enet Leades may agree in cvriti�sg,ho�rever.that interest shail bc paid oa thc Fund�. Lsnder stwll ve tn Bo�rower. �`..
<br /> �.�': . withpat chacge.an aaswai aooutsnting ot the Fuads.show�ctedits an�!�ttbiu to the Funds nad tbe purpose far wtticb eac�
<br /> �.��y':��°�°''�: debii to the�undg was made.'Che Fuads are pledged as additional se�wity for ail sum�aecund by Wis 5ecurity Instiument.
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<br /> � >= If the Fuads heid by ixnder excead the amouats permitted to he 6etd[syapplirable taw.L�nder shall accawu co Borrower � _.
<br /> ,,4, �:�-.�-�-.�_ for tlte excess F�ds in aeoordanr��vith the t�irements o€sppf�te law. if the�nt ef!he Eunds hetd by Leader at aay
<br />_��:::�,�.�--��g? time is not svf#�cient to pay the Esaow items when due.I.eader may so noUfy 8onov►er in writing.and. in such cuse Homnwer �
<br /> ���� �♦ �p�y,�����n�sa�y w make up the deficiency. Bomawer shall m�ilce up the defcieacy in no more than `
<br /> f,> �°a.:_.�;:�-. hvefve iuoat6ly payaaenis,at tender's sole disc�tion. °�-
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<br /> �' t. � �� ilPott paY�tu ia fu}j.of all sums secured by this Seauity lasuument. 1.eader shall PromPdy oefund to Barrower any =
<br /> . �ykt . L;;°-� Fm�ds hetd by Le�mder.If,undet patagrapit 2t.I�er shaU acquitr or seil the Pmperty.Lsaider.prinr to the acquisitinn or sale _
<br />_;.�n f:'�„3::��;�:_1�-;:; of the Propetty.��p2y.�Y�s hetd by Lender.at the time of acqnisition or sale as a credis against thc sums�ecur»d by _
<br /> �`• �:. tl�is Secudty lnstnma�t:�,. .: --
<br /> r'i ; E�. y; - ts teceived b Lcnder undec patagraptts
<br /> ...�... .,�:,.:r:;;' . 3.Appl�CatFoa olPayni�lts.Uniess applirabte taw.gzaavides atherwise.all PaYmen Y 4--
<br /> -� � �, � ��:. 1 and 2 shail6e appiied;fi�sts:.��+Y P�Y����due�der the Noi�second.to amoants payabie under parag�apb 2: -
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<br /> tl�ird,w interes4 due:foyrth,Fb principal du�aad tas�t4�Y���es deie under e ate.
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<br /> ;`1`��' ^'f �� 4.Charge�Lien9.Bottinwer shalt pa9 a11 ta�:�sessa�ents.char�•fines aud impusitio�uttnbutable w the Pruperty
<br /> t�. �ss�'�; which may attai�Prionry aver this Secarity�*���� aad leasei�aid paymeata or ground�,if auy.8oirawer shal}PaY
<br /> ° , . these obligations in the man�ec pravided in puragraph 2:q�r if noi paid in that manner,Barrower shal!pay the�m on tia�e direcdY
<br /> �'''`'�. , `� to tht person owed payut¢�G Bot�ower shatl promptty f�nish to Lender a41 notices of atnotmts to be paid undec this patag�aph. ��
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<br /> ' � If Borrower ma.?ses these paymettts directly.BorrotiNer shall promptly fumish to Ixnder receipu eeidencing the payments. f
<br /> `` ,'-` < Borfow_;�,. ,, , y dtschar8e�a-3•�n whicb has priority o«r this Securit3+la�uumeat anless Bo�rower:ta)agrees ia =
<br />, +c.,,�:�`, ��:;.!`'- . writing w the�'.�,�t��obli�ttiozt..'sei��by.the C�en in a maulr�`acce�ahte ta�l.ender:tb)eontes[s i�r goad faith thQ licu __
<br /> : �. . b ahich in the Lender's on rate to revent t� _-
<br /> y,or defei�:again5t eafactxment c€:�'�en in. legal Prooe�i�� � � P
<br /> r ,''":'--`�; ,. euforccmerris ii��e lien;o�.(c):secqres�;he holder�,t���s,�agreemem satisfaccory w ixnder subordinacing�he lie�i to --
<br /> : ,a..: ,:',� �� . t1s;s.�ewr!tY Insmt�..•TE.�er de�emiines tbat an.y:ia�-of ttt�P.capaty is subject to a lieo whtctt may attaut pziority over _
<br /> ^' ' �, ,,�u �ig Se�anty Iastrnmene.�ides maY give Borrowa��i�lden�dt�ring the lien.Borrower shall satisfy the lieA!�F take one or —
<br /> j `.�.,. �'of th¢a�ioa4 s�fortb atrave withi�l0.days�af d��'ii�a��zace.
<br /> x.�•r? �� '� �t'd or Pt+operiy Insmraat�,Borrower ,s��tfn�r,�pmvements now existiug or hereafter erected on the
<br /> � y�,`:'t,J '� �apertY ips�ir�d`•a�ait�st toss by fue,tra7ards irrclude�w��tBr�+t�."exteadeA wverage'and a�ry other hazards,inctudiag
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<br /> ��� '� � �idads or t�qp�►�x,��1�d���"�C���shali be a�ir�ed in the amaums and fos the Qeriods . _
<br /> ,���r�`:;:;:�:�... ... ific�t'Leade't%'������ce caRter gmvcdic►�r�'��:shali be dtasen by Boaower snbject to lender's eppspval .
<br /> •,;:; ` � ' which shat�iFj�lot;6�u�lreasdHabi3►witbhetd,If Barrower f�'fs.�;�aTain coverage descdfied a6ove,lxadet may. at Lender's
<br /> ` .: ,,' optio».obtaaa+a�etage tb pmtect 1.cnder s:�fghts in the p�rt�xc�:�r.sordance aith paragraph 7.
<br /> ��� ,,. AU insuifance polic�es and reaewa�s'�sriall beacc�t,�able to Y.enHer and shatl inclade a startdard rrtonga�e clause.L�cter
<br />;-;:;;.�it;;�;:"��•LL�.�;;;�:� shalt have the rigbt to hold the golicies and remewats.If LRnder requires.Borr�er shall PromptlY Sive to Lender all ceceipts of . —
<br /> -;. pa{d premiums and renewal anuces.In the evem of loss,Bomuwer shall g�ve pmmpt nntice to the msurance c�rrtec aad Leader. __
<br /> ,� , ...`.�: r Lender maY makg Praof of toss if not made pmmpt�y by Barrower.
<br />,•.. �.::�:`;�`;����A: Untes9 Lertder and Sorrawer otherwise ags�e ia amdng.insurance proceeds shall be applie�W restaration or repair oY the ---
<br /> ' praPertyr datnaged,if the restoradon ar�epatt is eaono m l c�lly fwsi b le an d L e t t t iee's securi t X is n a t t e s s e t t e d.I f t h e r e s o o r a t i o n o r .
<br /> •'"�'�:`"':`; Y:,`� ' n�air is aot ecouonucaily feasible or i.ender s s�ar�ty would be lessene�.the insurancc proceeds a1�at!be applted ta the sumg
<br /> `� ��= sesured by.this Sec�riry I�ttumer�t.whethe�'or noc then due, wtth any excrss paid td Borrauer. If Bocrower abandons the
<br /> ,.�,.:.,�.,..�,,„`., pcape:fy:or does not answer within 30 days a aatice from Lender that the iasurance currIer has offet+ed W settle a claim.then . , --
<br /> r ;,;7 r: L�nder may obllect the insutance pmoe�ds. l�der may usc the p�c�ds to rcpair or rest8re thc Praporty or w pay sums .
<br />_,��=��.. ' sec+ired by this Sewriry Ibsttoment:whether or Qot theo due.'li�c 30-0ay petiod aili 6egin when the.nntice is given. . .
<br /> - -_ �' Unless taider and�ortoaer otherwise� in arrit�ag, anY eAPt�t�on of procc�s to principal sball �ot e�ctend or'
<br /> - =__==-�'`�° ' pos�pone t6e due date of the morthlY paym�ats refcrred to io p hs 1 and 2.or changc the'l�maunt af t�e paYmeats. IP�
<br /> ---.�,- ut�der paragraPh Zl tUe PropeRy is aoquired by Lender.Homuwer's a t w eny insurense policies and pmcetsds resutting from
<br /> ��`�, � .. daarage to the Propem►Prlor to the acquisition shati pass ta l,ender to the entent af t�a sumg secumat by thLa Seeurtty Iamument :
<br /> �3!�� . i�madlateIy prlarw�the acqulsit�an: .
<br /> ----;,,T�� -, . 6.Oornpattcy,Pteser.va�onrt Mgtateuance and�tectton o!tde�pet'ty,Bon�wcr's Loan Applieatton.I�ensehoiQv.
<br /> •8arrower ghall ac�py.establish,and use the Pe�op�ty�s Borrower's princi�at restdence whhin sixsy days afcer the eaesutFoA of
<br /> ,:,,_�� ' tAis 5ecUrlty Inst�n�eat and sl�ll cotrtfi�e to acxupg the Propetty as 8orrower's principal restdence for at teast ona year ufter �
<br /> - -,�.::"� tS�e date of occupancy.untess�.ender otheravise agrees ia wriang.wluch aonsent shal!not be uncrasonabty withheld.or ualess
<br /> - - =- �:;�� ' . exte��ing cireumstances eaist whic6 are beyond Bosaower's oc►atrol. Bor�nwet shall not desaoy..damage or impair the � .
<br /> ��..:;aya.�`A•. p�rp gorrowet shatl be in defaalt if forfeiture �
<br /> _ -�.=�.�-i���, a�ty��Or•p°mbowod'��ng.w[ieth�ertcivd'�orora�cia��»Lendet��d faith judgment onnld resutt ia forf�ettu�of the �
<br /> ''yz�' ,.. " PropertY or otheraise mater}a11Y impair the liert eceate�bY this Seeurity Instn�meat or Lender's sccurity interest. Ba:t�a+er may
<br /> . . � , � cure sttch a defanit and reinstate:as�mvlded in paragrapb 18.by causing Ute action or pmoeedin$to be d�s�ssed with a ruting .
<br /> ; �,;=•;::s;-,`-. � . —
<br /> that.in:t�.mder a good faitb dete� precludes forPeitare of the Sorrower's intecest in the Property or other material
<br /> ,�:...�,;..•,:�:�� ' impai�n�of the�ien cre�ted by ti�is,�curiry Instnunent or l.�nder's secudty imerest. Aormwer shafl atso be in default if
<br /> j , Borrower.duriag the toan appticatior�pracess.gave matertalty false or inaccurate infom�allon nr statements to.l,eader(or faited
<br /> , �. ' to provtde l.ender witb any material informat�on?in oom�ctlon wit1�the loan evidenced by the•Nate.Uucludi»g.bue nat limited
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<br /> , '�.••.'. concefnin Bomow�r's' art of the A us a pslnciQal tesidence.lf�fbfs Security In�tniment is pn a
<br /> ; .:� .' . t';. r. to,t�pr�ans g ac��P �i► , � Y
<br /> - . :�.:�;:�r: Ieaseho2d,Borrower sha11 comp�y�w'rth afl the pro+nstons of tha leace. If Borrawer acquires fee dtte to the Propeny. the _
<br /> `:�'�';,�.;;,c�.:_-:,'��;:: teasehold and tfie fee titte�shali aot merge uNess.Lender agre�.s to the mcrgcr in writing. _
<br /> ` : � ' :� 7.l�rotedton o!I.ende�s[Ughta W the Praperty.If Borrower falta to Qerform the aovenanss and agecments contained ia . __
<br /> _ .�::.',�:_:`•;.:";,,., � this Sewriry Instwnene.or there is a iegal�p;aoeeding thae may significantly attect Ledder's rights jn t6e Yropeety(sach as a _
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<br /> {,.r:•.,.....,_.'r:if proceeding in bankr�sptcy.p r o b a t e. f o r c a n d e m n a d o n o r f a r f e i m r e o r t o e n f a rc e taws oi�re g alat�p n s).t��p�ca¢ca'a�►Y da and
<br /> ��°'�,�`'��� pay for whatevet is na�r to mtect the vatue•of the Pmperty and lander's tights In the P.roperty:�.Cttd�i'$actions may . -
<br /> `� ' "�`'?'': `` ' i �by a lien which has Hority oVer this Se�vr�ty lnswment. a n in c�avr�. paying
<br /> .. :�•�-'�:: . ,.::�; rulude VaYinB sinY'sums P PR� �• -
<br /> ,.: " T• ...' '`: , reaconab2e attomeys'fees and emering on-the Prope�riy to make repairs.Although l.endet tnay take uction ur�der this paraggph �
<br /> �'i'`'�`';:;`.,��,..�:;.: 7.Leadec daes not have W do so. � . --
<br /> ' � '' ' �. pny amauntv disbursed 6y Lender under this paragtaph 7"shall bepome addiNoaal debt ot Borrower secured by this _
<br /> .:���<<� Secvrity Iasuument. Unless Borroaer aad Leader agree ta othcr tetm9 of paymcot.these amounts shall bear interes�from the . _
<br /> :;.,,� . date of disburseme�it ai the Nbte cate and shall 6e payabfe. with intetest. upon notice ftom ixhder to Burrower reqa+�fig . -_
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<br /> ,"'";..� `-" . :': �� 9.Mor�age�nranee If l�nd�as r�quir�d mortgage insarance as a candldon of making the Ioan socured by thls Seeurity —
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<br /> ,.•;�t:. • lnsmuneat..Borrower st�i��ay the premiums required to maintain the mdrtgage insurance�n effect. if. for any reason. the _
<br /> �,`°.��,.�:�^� � � mortgage insurance oove�r�,,required by I.ender fapses or ceases to be in effe�.Borrower shall pay the premiusn9 requimd to _
<br /> .•��:. ;,�t,• ... �;..':.�; obtain coverage substantiaity equivaleat to the mot�gage msuranoe p�reviously in effect.at a mst sabstandally equivatent to the . „_
<br /> aost ta Borrower of the mortgage insura�nce previously in effect. from an altemate mongage insurer approved by Lender. If .,
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