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PREPARED BY <br />BELINDA LIRA/KRISTEN VLASAK <br />2806 SOUTH 143RD PLZ <br />OMAHA NE 68144 <br />RECORD AND RETURN TO: <br />BANK OF NEBRASKA <br />2806 SOUTH 143RD PLZ <br />OMAHA NE 68144 <br />ATTN: JANE PRUCH <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />NECMM1 - 01042012 <br />. Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is BANK OF NEBRASKA <br />. Lender is a CORPORATION <br />existing under the laws of THE STATE OF NEBRASKA <br />2806 SOUTH 143RD PLAZA, OMAHA NE 68144 <br />(D) "Trustee" is BANK OF NEBRASKA <br />C) CT) <br />c c --i <br />G n <br />-< o °m <br />CO -ri <br />r - A tv <br />. CO cn CO --1 <br />U s� <br />CD CD <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST MIN 10117261 <br />LOAN I7 # 1701644344 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated APRIL 8TH, 2013 , together <br />with all Riders to this document. <br />(B) "Borrower" is JOSHUA G JANKY, AN SINGLE PERSON AND JOHN GERARD JANKY, <br />//TW and Debra E. Janky, h •nd and wife <br />7'3 <br />organized and <br />. Lender's address is <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, Michigan 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated APRIL 8TH, 2013 . The <br />Note states that Borrower owes Lender ONE HUNDRED EIGHTY FOUR THOUSAND SEVEN HUNDRED <br />TWENTY AND NO /100 Dollars (U.S. $ 184, 720.00 ) plus interest. Borrower <br />has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />MAY 1ST, 2043 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders <br />are to be executed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ VA Rider <br />❑ 1 -4 Family Rider 0 Biweekly Payment Rider ❑ Other(s) [specify] <br />Initials: <br />Form 3028 1/01 (page 1 of 10 pages) <br />w ww . ProC lose. com <br />z <br />z <br />0 <br />