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O N OH H mn' o cD m 1 n Z m Iv m Oo r , -<0 o T w Znm. 0 �Z O (n tv c)1= 0 =m N.) z m mo �a D 1-> NC ccn 1 z O [Space above this litre for recording data; DEED OF TRUST THIS DEED OF TRUST("Security Instrument')is made on March 4,2013. The trustor is liri A.Lopez,a single person ("Borrower"). The trustee is Ward F. Hoppe-- NBA 111914("Trustee"). The beneficiary is Nebraska Housing Developers Association, which is organized and existing under the laws of the state of and whose address is 31143 Normal Boulevard;Suite 206;Lincoln,Nebraska 681506-5291£,'[_ender''';. Burrower cars Lender the principal sure of'l'hrtteen Thousand,One Hundred Eighteen Dollars and Eighty Cents, iS;3.!18.80).This debt is evidenced by Borrower's note dated the same dare as this Security Instrument("Note"],that the fill debt,if not paid earlier, is dare and payable on sale, transfer or default, This Security Instrument secures to Lender: (a)the repayment of the debt evidenced by the Note.,with interest,and 211 renewal,extensions and modifications of the Note:(h)the payment of all other ann::,.with interest.advanced under paragraph 7 to protect the security of this Security Instrument:and(c)the performance of Borrower's covenants and agreements including compliance with HOME Fund=rules:md regulations. For this purpose.Borrower irrevocably grants and conveys to Trustee,in trust,with Lower of sale:the iirilowing described property located in Hall County,Nebraska: Lot Four(4),in Block Twu(2),Park Place Addition to the City of Grand Island Bala County.Nebraska winch has the address of 515 W 954h Street,Grand Island,NE 68101("Property Address"); TOGETHER t'r'lTI-l':di the improvements now or hereafter erected on the(iroperty.and all casement-.,appurtenances and fixtures now or hereafter a part of the property. All replacements:rud additions shatl also be covered by this Security instrument Alt of the foregoing is referred to in this Security Instrument as the"Property.' BORROWER COVENAN'T'S that Borrower is:awfully seized of the estate hereby conveyed and has the right to grant and convey rim Property and that the Property is unencumbered,except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands,subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited variations by jurisdiction to constitute a nniforn:security instrument covering rea:property.