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<br /> TO(3ETHER WITH all tlu improvements nuw or hereafter erected on the property�and n�1 G'�sements,�ppurtenances.nnd
<br /> fixtures now ar heteafter u part of the property. All replacements and additions shall nlso be rnvered by this Sccurity
<br /> Instrument.All of the foregoing is referred to in tl►is Secudty Instcucnent a.g the"Properiy."
<br /> BORROW6R COVEha Nh SP�ot rty i unencumbered.excepeffaeencumbrnnce.s of n�daBarrower warramsBnnd will �
<br /> canvey the Property and P�
<br /> dcfcnd generully thc title to the Property against all claintg und demands,aubJect to any cncurnbrances of recor .
<br /> THIS SF.CURiTY INSTRUMENT combine�s wiiform cc►venunts fa nutionul u�e und non-unit'�rm cnvcnantq with li�nited
<br /> varlations by jurisdictlan ta constitute n uniform r,ecurity instrument a�vering real property.
<br /> UNIFORM COVENANTS. Horrnwer und����ment �nd I tor�h�rit�'"��'rrawer ahnll promptly pny when duc the
<br /> �. �y�»��t �f principel and Interext; Prepay �� �����u�J lutc chargex duc undcr thc Nute.
<br /> pritxfpal�f anct intercxt on thedebt evldenced by thc Note and any p pY9
<br /> Z. Hundx for Twxe��nd In+urance. Sabject to applicable law or t� u writtcn waivcr by L�cnder. Horrawer�;hall pay ta
<br /> L.ai�for�n Ihc day manthly paymente are due undes thc Note,until thc Note Is paid in full,a Rum("Funds"1 for: (s)yearly taues
<br /> p�xl essew�mentN which n�ay uttain priodty over this Security lnstrument as a lien on the Property;(b)Y�r�Y ��sehold paytnentg
<br /> or ground rcntei mmtho�Paopeinsura ce prcmiumsy if a�ya and(fl�nY sums Paya le by Borrower�cp Le�ri,�in����C�ium h
<br /> if sny: (e)Y��Y 8 B
<br /> thc provislons of pQragraph 8.in lieu of Q�e paymant of mortgage lnsurance premiums.These items are called"Escrow Items.
<br /> + Lender mAy. xt anY�ime. collect and hold Funds in an umount not to excad the maximum amount u Iender for a federully
<br />— rclsted mortgagc�I io�mime o timef�l2 U S Cc Section 26U1 er seq.�('RESPA"), une�ano hter law thatnapplies�to the Funds
<br /> 1974 as amendod f
<br /> sc�v u lcsser amount. If so. l.ender may, at uny time, collect and hold Funds in an amount not to excced the lesser amoun.
<br /> Lender may esdmate the amount of Funds due on the basls of cunent data and reasonable estimates of expenditures of futun
<br /> Escrow Items or otherwise in accordance wlch applicable law.
<br /> '►'he Funds sh�ll be held in an institution whose deposits are insured by a federal agency,instrumentality, or entity
<br /> (including Lender,if l.ender is such an instltutlon}or in any Federal Home Loan Bank•I.ender shal zinpltite escrow accoui c tor
<br /> Escrow I tems.L.ender ma y not charge Borrower for holding and npplying the Funds,annually analY R
<br /> verifying the Escrow Items.unless Lendcr pays Bonowcr interest on the Punds and app l ica 6 1s law p ermits 1-ender to makc such
<br /> a charge.HoweT yn���erti nyw h�ithis�loan�,unlcssaapplicable la provides otherw�ise�eUnless an g���rt'n8""�``a
<br /> used by Lende
<br /> app<i�able luw rcquires Intenst to be paid,Lender shall not be required ta pay Borrower any interest or earnings on the Fu s.
<br /> Bonower and I.ender muy agree in writins, however, that inurest stiell be paid on the Funds.Lec►dor shall give to Borrower,
<br /> without chargo, an unnual aceaunting of the Funds. showing credits er.�i deblts to the Funds and th� purpose for which each
<br /> debit ta the Funds was made.The Punds are pledged as additional secudty for�11�;�ble 1aw�Lenderesha L uccount omBo�roWer
<br /> If the Funds held by Lencler exceed the amounts permttted to be held by app
<br /> for the excess Funds in sccor�d��ro�Items when due.tl.endcrPmay so notify Borrower in n ing,andg inl uch case Borrow T
<br /> ttme is not sufficient to pay
<br /> shall pay to I.ender the amount necessary to make up the deficiency,Borrower shull make up ihe def ciency in no more
<br /> twelve monthly payments.at Lender's sole discretion.
<br /> Upon payment in fu11 of all surns secural by this Securtty Inslcument, I.ender shall promptly nfwid to Borrower any
<br /> Funds held by�hall aIf•ly auy Funds he d by L.e der t the dmc of acqais tion or sale as ae credp eBains hthe s�stt�°��bY
<br /> of the Properry. PP
<br /> ih;s Security Instniment.
<br /> all payments raceived by Lender under paragreP s
<br /> 3.Application ot Paymenta.Unlcss applicable law provtdes otkcrwise. p h 2�
<br /> 1 und 2 shall be epplial: first. to any prepayment charges due underthe Note;second, to amounte payable under aragrap
<br /> third.to interest due;founh,to principal due;and last,to any late ctiuges duc under the Note.
<br /> 4.Chtrges;I•tenv Bon'aWer shull pay all ta�ces, assessments,charges, fines and impositions attdbutable to the Property
<br /> which may attain priortty over this Security Instrument, and leasehold payments or ground rents,if any.Borrower shall pay
<br /> these obligedons in the manner provtded in paragraph Z.or if not paid in that manner,Borrower shall pay them on time dirocdy
<br /> to the person owed payment. Borrower shall promptly furnish to Lender all notices of amounts to be paid under this paragraph.
<br /> If Borrower makes these payments directly,Borrower shall promptly turnish to Lender receipts evidencing the payments.
<br /> Borrower shall promptly dlschurge any lien which lius priority over this Security Instniment unless Borrower:(a)agrees in
<br /> writing to the payment of the obllgation secured by the lien in a munner ucceptable to Lender;(b)cnntests in good faith the lien
<br /> by. or defends against enforcement of tho lien in, legul proceedings which in the Lencler's opinion operxte to prevent the
<br /> enforcement of the lien; or(c)secures from the holder of the lien aw agreement sutisfactary to Lxnder subordinating the lien to
<br /> this Security Instrument. if Lendor determines that any part of the Property is subjett to a lien which may attain priority over
<br /> this Securiry Instrument. I.ender may give Bonower u notice identifying tt,e lien.Borrower shall satisfy the lien or take one or
<br /> more of the actions set forth above within 10 dAys of the giving of noticc. Form 302� 9I90
<br /> Paa��ot E
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