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BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in any <br />rider(s) executed by Borrower and recorded with it. <br />40 <br />David A Friedricksen <br />Patricia A Friedricksen <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Refer to the attached Signature Addendum for additional parties and signatures. <br />2012 - 2212349 <br />FHA Mortgage WITH MERS -NE <br />VMP <br />Wolters Kluwer Financial Services <br />201 302735 <br />100049700012136723 7316 <br />Revised 4/96 <br />VMP4N(NE) (1109) <br />3/25/2013 1:27 PM Page 9 of 10 <br />