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F. Remedies. If Borrower does not pay PUD dues and assessments when due, then Lender may pay <br />them. Any amounts disbursed by Lender under this paragraph F shall become additional debt of Borrower <br />secured by the Security Instrument. Unless Borrower and Lender agree to other terms of payment, these <br />amounts shall bear interest from the date of disbursement at the Note rate and shall be payable, with interest, <br />upon notice from Lender to Borrower requesting payment. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />PUD Rider. <br />,r/- (Seal) <br />Andrew Lynn Rat 'en - Borrower <br />MULTISTATE PUD RIDER - Single Family — <br />Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Page 3 of 3 <br />2 0 1 302756 <br />Form 31501/01 <br />