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A <br />N c; <br />a <br />___— <br />co — r, >C. <br />cD U7 <br />CA <br />1 <br />WHEN RECORDED, MAIL TO: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />This instrument was prepared by: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />308 - 382 -2900 <br />CD W <br />• o <br />w C v N <br />U ? in CD 3 <br />o -n <br />:.n r .27 <br />CAD <br />v <br />— 0 r— -0 N <br />r - <br />C.a A <br />v Cn <br />CO GO <br /><n <br />m <br />z <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />MIN: 100846702011247712 <br />SIS Telephone #: (888) 679 - MERS <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3,11,13,18, <br />20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated April 4, 2013, together with all Riders to this <br />document. <br />(B) `Borrower" is Andrew Lynn Rathjen and Rebecca Susan Rathjen, husband and wife. Borrower is the trustor <br />under this Security Instrument. <br />(C) "Lender" is Exchange Bank, organized and existing under the laws of the United States of America. <br />Lender's address is 1204 Allen Drive, PO Box 5793, Grand Island, NEBRASKA 68802. <br />(D) "Trustee" is U S Bank Home Mortgage <br />Trustee's address is 4801 Frederica Street , Owensboro, Daviess County KENTUCKY 42301. <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely <br />as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />NEBRASKA - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT with MERSForm 3028 1/01 <br />Page 1 of 13 11 �. <br />IDS, Inc. Borrower(s) Initials tk <br />—1 <br />