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<br /> paymcnty muy ni�langcn c�tcyuircd,ut thc aption nF l.�ndcr,if nx+rtgugc insur+incc covcrugc(in ihe amount a for the period
<br /> thut I.ender rcyuire�l prnvidMl by un in�urer appruvnl hy l.e�xicr aguii�hccomr.y uvuilablc und In obtained. Iiorrower�hall puy
<br /> the prcmiums reyuiral t�►nmMtuin nH�rtgugc insuruncc in cffect. or to pravidc n loss�cscrvc,undl the rcyuircment far murtgugc
<br /> fnsurunce e�xis In uccurdunre with unY wrlUrn�greeuxnt betwern Barrowcr aixl l.ender i►r applicublc luw.
<br /> 9. Inspecdon.Lendcr��r its ngent uu�y mukc rcusnnuhlc cnlries upcm un�: inspcctlunw of thc Prnpeny. Lxndcr ,hull give
<br /> Rormwer nodcc ut thc tiitic uP ur prlor lo un Inspcction tipccitying rcau►uut►Ic u+uu;I'ur Qr: L�spcctian. _
<br /> 10. CundemnaUon. Thc pnx�ti�d� ��f uny uwuni or cluim fnr dantugcv, Jircct or con+cqucntiaL in com�cction with any
<br /> rondcmnatiun ar othcr tuking of uny part of thc Property,ur fiir c�mvcymuc hi Ilcu of caixlcmnatian,urc hcreby ussigncd and
<br /> shall bc puid to l.c�xicr.
<br /> In the evcnt nf a tatul tuking af the Pr��peny.the pmcecds slmll he uppllni to the sums secured by this Securlry instniment.
<br /> whether or �wt then due, with uny excesv paid t��8orrowcr. In the cvent of u partiul tuking uf the Property in which thc fntr
<br /> murket vulue of the Properiy imnwdiutcly t►efitte Ihc tu�cing is equal to ur grutter than thc amount of the sums sxurcd by this
<br /> Sccurity In+trumcnt immecliatcly befare thc tuking,unlcsy Ik�rrawcr und l.ender athcrwise ogrcc in writing,the zums secured by
<br />�. this Security Instrument shall be re�iuccd by the amnunt of thc proceeds multiplicd by the fallowing fraction: (a) the totel
<br /> nmount of the sums secured i�nmediutely beforc thc tuking.divided by (h)thc futr murket�uluc of the Praperty tmmediately
<br /> betore the taking. Any baluncc shull be puid ta &�rrower. In tl�e evcnt af a parciul tuking of the Property in which thc fair
<br /> markct vulue of the Property imnxdistcly bcf�re thc tuking is less than the nmount of the aunis sccurcd immecliately bcfare the
<br /> taling.nnlcss 8orro�ti'er ond L,c�xlet�atherwi�c ugra in writin�or unlcss appttcuble law othcrwise provides.the procads shall
<br /> be applied to the sums secured by this Security Instrument whether ar not the sums are Ihen due.
<br /> If the Propert�ls abandoned by 8orrower, ur if. uRer notice by Lender to Borrower that the condemnor offers to make sn
<br /> uwurd or scttle a claim for damagcs, Bon��wcr fuils to respond to Lendcr with{n 30 days ufter the date the notice js givon,
<br /> Lender is authorized to collect und apply the pmceods.at its aption. eftlier to restoration or rep�ir of the Pmperty or to the sums
<br /> secured by this Security Instrument,whethcr or not tlien due.
<br /> Unlesc L,ender and Bormwer otherwise ugrec in wrjting,any applicution of procceds to principal shall not extend or
<br /> postpone the due date of the monthly payments rcferre�to in puragruphs l and 2 or change the amaunt of such payments.
<br /> 11.Borrower Not Released;Forbearance By Lendcr Not a WAiver.Extension of the time for payment or modification
<br /> of amartization of the sums secured by tF.is Securiry Instru�nent granted by l..ender to any successor in interesc of 8orrower shall
<br /> not operate to rclease the liability of the original Borcower or Borrawer's succ�ssors in intercst.Lender shall not be required to
<br /> _ �������ng�agninct any successor in interest or refuse to extond time for payment or otherwise modify amortizetion
<br /> of the sums securtd by this Security Instrumcnt by reuson of any demand made by thc originai �orrowor ur &;«�wer's
<br /> successors in interest. Any forbearance by Lender in exercising any right or remedy sh�ll not be a waiver of or preclude the
<br /> exercise of any right or remedy. •
<br /> ' 12. Successors aod Asstgns Bound; Jotnt and Several Lis�bility; Co-stgners. The covenants a►xl agraments of this
<br /> Security I�strument shall bind and benefit the successors and assigns of Lender and Borroaer. subject to the provisions of
<br /> � paragraph 17. liorrower's covenants and agceements shall 6e joint and several. Any Bormwer who co-signs this Securiry
<br /> -� Instrument but does not execute the Note: (a) is co-signing this Security Instivment only to mortgage.grant and convey that
<br /> �� Borrower's interest in the Property undcr the terms of this Security Instrument;(b)is not personally obligated to pay the sums
<br /> `,� secured by this Security Instcument;and(c)agrees that Lender and any other 13orrower may agrce to extend,madify.forbear or
<br /> � make any accommodaaons with regard to the ternis of this Securiry Instrument or the Note without that Borrower's consent.
<br /> �- 13. Loan Gharges•If the loan secured by this Securiry Insuvment is subject to a law which sets maximum loan charges.
<br /> � and that law is finally interpreted so that the interest or other loan charges collected or to be colleetal In connection with the
<br /> ' loan exceed the permitted limits.then: (a)any such loan charge shall be roduced by the aznounc neassary to reduce the charge
<br /> to the permimd �i►nit:and(b)any sums already collectod from Borrower which exceeded perm[tted limits wiU be refunded to
<br /> Borrowes. Lend�r may choose to ma4;e this refund by re�ucing the principal owed under the Note or by making a direct
<br /> payment to Borrower. If a refund reduces pr�ncipal, the redaction will be treated as u.paztjal pnPaY�ent whhout any
<br /> prepayment charge under the Note.
<br /> 14. NoNas.Ar�}�notice to Barrower providal for in this Security Instrument shall be glven by deli�•ering it ur by mailing
<br /> ' it by first cless mail untess applicable law requires use of another method.The notice shall be directod to the Property Address
<br /> '. or any other address Borrower designntes by nodce to Lender. Any notice to Lender shall be given by first cless mail to
<br /> Lender's addc�.cs stated herein or any other address Lender designates by notice to Borrower.Any notice provided for in this
<br /> . Security Inswment shall be deemed to have been given to Borrower or Lender when given as provided in this paragraph.
<br /> 15. Governing Luw; Sevembility. This Securiry Instrument shall be governed by federal law end the luw of the
<br /> jurisdiction in which the Properry is located. In the event that any provislon or clause of this Sccurity Insuument or the Note
<br /> conflicts with applicable law.such rnnflict shall not affect other provisions of this Securiry Instrument or the Note which can be
<br /> given effect without the conflicting pmvision. To this end the pyovisions of this Security Insuument and the Note are declared
<br /> to be severable.
<br /> ' 16. Borrower's Copy.Borrower shall be given one conformed copy of ihe Nute und of this Security instrument.
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