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<br />WHEN RECORDED MAIL TO:
<br />c,k Five Points Bank
<br />\I ' West Branch
<br />2009 N. Diers Ave.
<br />Grand Island, NE 68803
<br />FIVE POINTS BANK
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<br />DEED OF TRUST
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<br />FOR RECORDER'S USE ONLY
<br />THIS DEED OF TRUST is dated March 29, 2013, among RODNEY S HARMS and CARESSE M
<br />HARMS; Husband and Wife ( "Trustor "); Five Points Bank, whose address is West Branch, 2009
<br />N. Diers Ave., Grand Island, NE 68803 (referred to below sometimes as "Lender" and
<br />sometimes as "Beneficiary "); and Five Points Bank, hose address is P.O Box 1507, Grand
<br />Island, NE 68802 -1507 (referred to below as "Trusteed.
<br />CONVEYANCE AND GRANT. For valuable consideration, Trustor co to Trustee in trust, WITH POWER OF SALE,
<br />for the benefit of Lender as Beneficiary, all of Trustor's right, title, nd interest in and to the following described real
<br />property, together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all
<br />easements, rights of way, and appurtenances; all water, water rights and ditch rights (including stock in utilities with
<br />ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property, including without
<br />limitation all minerals, oil, gas, geothermal and similar matters, (the "Real Property") located in HALL
<br />County, State of Nebraska:
<br />LOT TWENTY -TWO (22), WESTERN HEIGHTS THIRD SUBDIVISION IN THE CITY OF
<br />GRAND ISLAND, HALL COUNTY, NEBRASKA
<br />The Real Property or its address is commonly known as 1724 BRIDLE LN, GRAND ISLAND, NE
<br />68803.
<br />REVOLVING LINE OF CREDIT. This Deed of Trust secures the Indebtedness including, without limitation, a revolving
<br />line of credit, which obligates Lender to make advances to Trustor so long as Trustor complies with all the terms of the
<br />Credit Agreement. Such advances may be made, repaid, and remade from time to time, subject to the limitation that
<br />the total outstanding balance owing at any one time, not including finance charges on such balance at a fixed or
<br />variable rate or sum as provided in the Credit Agreement, any temporary overages, other charges, and any amounts
<br />expended or advanced as provided in this paragraph, shall not exceed the Credit Limit as provided in the Credit
<br />Agreement. It is the intention of Trustor and Lender that this Deed of Trust secures the balance outstanding under the
<br />Credit Agreement from time to time from zero up to the Credit Limit as provided in the Credit Agreement and any
<br />intermediate balance.
<br />Trustor presently assigns to Lender (also known as Beneficiary in this Deed of Trust) all of Trustor's right, title, and
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