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1 <br />N � t r JII <br />3 � <br />c <br />CD � <br />WHEN RECORDED MAIL TO: <br />c,k Five Points Bank <br />\I ' West Branch <br />2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />FIVE POINTS BANK <br />I111111l110111m01110111111111111m f NAInm11N11111111ll1111111111 11111111 111111111 <br />* 000000000101263741034003292013* <br />DEED OF TRUST <br />11 <br />r <br />• <br />CD <br />N <br />FOR RECORDER'S USE ONLY <br />THIS DEED OF TRUST is dated March 29, 2013, among RODNEY S HARMS and CARESSE M <br />HARMS; Husband and Wife ( "Trustor "); Five Points Bank, whose address is West Branch, 2009 <br />N. Diers Ave., Grand Island, NE 68803 (referred to below sometimes as "Lender" and <br />sometimes as "Beneficiary "); and Five Points Bank, hose address is P.O Box 1507, Grand <br />Island, NE 68802 -1507 (referred to below as "Trusteed. <br />CONVEYANCE AND GRANT. For valuable consideration, Trustor co to Trustee in trust, WITH POWER OF SALE, <br />for the benefit of Lender as Beneficiary, all of Trustor's right, title, nd interest in and to the following described real <br />property, together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all <br />easements, rights of way, and appurtenances; all water, water rights and ditch rights (including stock in utilities with <br />ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property, including without <br />limitation all minerals, oil, gas, geothermal and similar matters, (the "Real Property") located in HALL <br />County, State of Nebraska: <br />LOT TWENTY -TWO (22), WESTERN HEIGHTS THIRD SUBDIVISION IN THE CITY OF <br />GRAND ISLAND, HALL COUNTY, NEBRASKA <br />The Real Property or its address is commonly known as 1724 BRIDLE LN, GRAND ISLAND, NE <br />68803. <br />REVOLVING LINE OF CREDIT. This Deed of Trust secures the Indebtedness including, without limitation, a revolving <br />line of credit, which obligates Lender to make advances to Trustor so long as Trustor complies with all the terms of the <br />Credit Agreement. Such advances may be made, repaid, and remade from time to time, subject to the limitation that <br />the total outstanding balance owing at any one time, not including finance charges on such balance at a fixed or <br />variable rate or sum as provided in the Credit Agreement, any temporary overages, other charges, and any amounts <br />expended or advanced as provided in this paragraph, shall not exceed the Credit Limit as provided in the Credit <br />Agreement. It is the intention of Trustor and Lender that this Deed of Trust secures the balance outstanding under the <br />Credit Agreement from time to time from zero up to the Credit Limit as provided in the Credit Agreement and any <br />intermediate balance. <br />Trustor presently assigns to Lender (also known as Beneficiary in this Deed of Trust) all of Trustor's right, title, and <br />