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BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in any <br />rider(s) executed by Borrower and recorded with it. <br />0-t&A,L4 <br />Heather R. Scheel <br />Matthew L. Scheel <br />FHA Mortgage WITH MERS -NE <br />VMP <br />Wolters Kluwer Financial Services <br />03/22/2013 (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Refer to the attached Signature Addendum for additional parties and signatures. <br />III IIIIIIIIIIIIIIII IIIIIIIIIIIIIIIIIIIIIIIIIIIIII <br />g03314975545 0233 304 0910 <br />2 0 1 302674 <br />Revised 4/96 <br />VMP4N(NE) (1109).00 <br />Page 9 of 10 <br />