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201302648 (C) "Lender"is USAA Federal Savings Bank Lender is a FEDERALLY CHARTERED SAVINGS BANK organized and existing under the laws of THE UNITED STATES OF AMERICA Lender's address is 10750 McDermott Freeway, San AntOniC, Texas 78288 (D) "Trustee"is First American Title Insurance Company 181 East 5600 South #330, Murray, Utah 84107 (E) "MERS"is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument. MERS is organized and existing under the laws of Delaware,and has an address and telephone number of P.O. Box 2026, Flint, M( 48501-2026, tel. (888)679-MERS. (F) "Note"means the promissory note signed by Borrower and dated MARCH 25, 2 013 The Note states that Borrower owes Lender TWO HUNDRED SIXTY-FIVE THOUSAND FIVE HUNDRED THIRTY-THREE AND 00/100 Dollars(U.S. $ 265,533.00 plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in fall not later than APRIL 1, 2043 (G) "Property"means the property that is described below under the heading"Transfer of Rights in the Property." (H) "Loan"means the debt evidenced by the Note,plus interest,any prepayment charges and late charges due under the Note,and all sums due under this Security Instrument,plus interest. (I) "Riders"means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower[check box as applicable]: ❑ Adjustable Rate Rider ❑ Planned Unit Development Rider • Balloon Rider ❑ Biweekly Payment Rider • 1-4 Family Rider ❑ Second Home Rider ❑ Condominium Rider ® Other(s)[specify] VA Guaranteed Loan and Assumption Policy Rider (.1) "Applicable Law"means all controlling applicable federal,state and local statutes,regulations,ordinances and administrative rules and orders(that have the effect of law)as well as all applicable final, non-appealable judicial opinions. (K) "Community Association Dues,Fees,and Assessments"means all dues,fees,assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. (L) "Electronic Funds Transfer"means any transfer of funds,other than a transaction originated by check,draft, or similar paper instrument, which is initiated through an electronic terminal,telephonic instrument, computer,or magnetic tape so as to order,instruct or authorize a financial institution to debit or credit an account. Such term includes,but is not limited to,point-of-sale transfers,automated teller machine transactions, transfers initiated by telephone, wire transfers,and automated clearinghouse transfers. (M) "Escrow Items"means those items that are described in Section 3. (N) "Miscellaneous Proceeds"means any compensation, settlement-award of damages,or proceeds paid by any third party(other than insurance proceeds paid under the coverages described in Section 5)for: (i)damage to,or destruction of,the Property;(ii)condemnation or other taking of all or any part of the Property;(iii)conveyance in lieu of condemnation;or(iv)misrepresentations of,or omissions as to, the value and/or condition of the Property. NEBRASKA-Single Family-UNIFORM INSTRUMENT DocAraglefiiau MODIFIED FOR DEPARTMENT OF VETERANS AFFAIRS-MERS www..docmagic.con (Reu.1/01) Para 2 of 14 ri�L• BANK 006481356 � �, FMDEED_13031255S8